Universal Auto Loans : Arranged Loans With Different Features

Universal auto loans can help almost anyone. They are even a great way for those, who get their first experience in the world of finances. With bad credit history, borrowers can start building their score and earning themselves a good credit report.So many different features... read more [more...]

Date: 2008-12-10 10:31:57

Blog posts (673) | Videos (283)
 

The Genius of TALF

The new TALF program is an increadible wonderful development.   Thank you President Obama and  Treasury Secretary Timothy F ... has proven Buffet correct. For most mortgages, credit card loans, auto loans and student loans ... of the melt down are faulty securitizations which accepted junk loans as collateral and were based on broken [more...]

Date: 2009-02-20 10:43:32

Things must be rough in California

This one particular auto title loan outfit has “eight offices throughout California.” (Note that they serve only California, and no other state.) ... credit, bad credit, it didn’t matter. (Just like the old “Bill Gehr” commercials on 41 on a Sunday ... or an auto title loan to help us ride them out forever. It is merely a step. But hopefully [more...]

Date: 2009-03-10 10:49:27

Bernanke consumer plan = selling sand to Saudi Arabia

My latest rant from BlownMortgage How deaf is Ben Bernanke? ... at boosting the availability of credit to consumers and small businesses .” While I hope ... comprised of auto loans, student loans, credit card debt, home loans, etc. The idea being that investors [more...]

Date: 2009-03-03 19:35:41

Fed: TALF to Begin Disbursing Funds March 25th

From the Fed : In carrying out the Financial Stability Plan, ... by newly and recently originated auto loans, credit card loans, student loans, and SBA-guaranteed small business loans. Issuers and investors in the private sector are expected to begin arranging [more...]

Date: 2009-03-03 14:25:00

Treasury: You Never Said We Had To Make Banks More Consumer Friendly!

In places, the panel appears outright angry -- understandably -- at Treasury's stonewalling on key questions: ... student loans and auto loans at reasonable rates, and whether Treasury was taking action to ensure ... into the system before it can have the desired effect. (2) Because confidence is low, banks will remain [more...]

Date: 2009-01-09 19:28:01

Comprehensive Auto Insurance: Things You Should Know

by Chimezirim Odimba Comprehensive car insurance compensates you for damage or even allows dollar reimbursement of a totaled automobile if it is ... be optional, it can be compulsory if you buy a car with an auto loan. Until the car loan is paid ... damaged by something other than a car accident. Possible harm that may be covered by comprehensive [more...]

Date: 2009-03-03 06:49:29

I Hate Banks

I knew it was going to be too easy. Seems that instead of withdrawing the balance of my auto loan from my account, Texans Credit Union decided to withdraw the previous full payment amount. Then, when I called them ... overage goes into my TCU savings account that was created to hold the dividends from my auto loan [more...]

Date: 2009-02-26 19:53:45

Can Peer to Peer Lending End the Credit Crunch?

Crossposted from FastCompany.com , where I've been blogging like crazy this past week and have been too busy to post over here ... . Student loans , home mortgages, and auto loans are all getting harder to obtain, and the big bank ... of of financial Superfriends, Lending Club offers personal loans through a peer-to-peer model, Virgin [more...]

Date: 2009-02-25 18:49:00

Financial Forecast for 2009, Considering Resource Limitations

In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans ... from ordinary citizens support the businesses and governments that have loans higher up on the "tower [more...]

Date: 2009-01-06 15:10:32

Debt Consolidation Loans

In a tough economic situation like now, most of them will find it very hard and difficult to manage their debt ... consolidation loans with low interest rates, auto loans , mortgage, free you from many debts such as credit card and debit card debt. Finally my debt problem came to an end after viewing their site about  online [more...]

Date: 2009-03-07 15:07:03

Acronyms to watch for: Roubini supports Hillary's HOLC, not RTC/RFC solutions to financial crisis

Here’s a litmus test for whatever Congress comes up with as they huddle with the finance boiz over the weekend: HOLC good, RTC/RFC bad. I may not understand this class warfare finance stuff, but I can sure quote people ... , credit cards, auto loans and student loans) while their assets (values of their homes and stocks [more...]

Date: 2008-09-20 19:22:53

GMAC limits loans to buyers with 700+ FICO rating

Filed under: Car Buying, GMIf you're in the market for a new car, you'd better get your credit score in order first ... some sales, but according to credit information services company Experian, 74.3% of all auto loans went ... . Auto lending units are looking for top tier customers right now, and GM's captive credit arm [more...]

Date: 2008-10-14 12:52:03

and we lost 5 bucks in the laundry yesterday, too

talkleft tells us that the stock market lost $3 trillion in the last three days: more bad news on the economic front ... for the program to support financial markets that supply consumer credit in such areas as credit card debt, auto loans and student loans. he said, "with a stronger capital base, our banks [more...]

Date: 2008-11-13 04:27:10

Refinance Auto Loan

Getting yourself the best possible refinance auto loan can at first seem like a somewhat daunting task, but rest assured that there are [more...]

Date: 2009-02-17 09:09:55

Geithner 1.0: Beware the TALF

After months of analysis, Tim Geithner has a plan. Is it any good? ... (TALF) to include assets beyond the student-loan, auto-loan and credit-card debt it was set ... the consumer-loan market by providing financing for investors to buy securities backed [more...]

Date: 2009-02-09 15:42:50

Free FICO Score At Equifax (No Strings)

Written on 10/02/2008 by me, Jay White, the founder of Dumb Little Man and an all around average guy ... . As you may know, Equifax is one of the 3-primary credit bureaus in the US and its score is used heavily as a risk criteria anytime you apply for a personal loan, credit card, or auto loan [more...]

Date: 2008-10-02 12:12:54

Michigan representatives ask for $25B in new loans for auto industry

The first $13.4 billion in auto industry loan funds have been disbursed to General Motors and Chrysler, but already Michigan's congressional representatives are seeking another $25 billion [more...]

Date: 2009-01-22 09:55:02

Ctrl BG: A Shortcut to Financial News 11/29

Hope everyone is having a great Thanksgiving weekend and got some great bargains yesterday! ... facility to support consumer finance, including student, auto, and credit card loans and loans backed ... consumers get home, car and credit card loans easier. I haven't figured out all the implications [more...]

Date: 2008-11-29 14:40:00

Is Bank of America too big? (pfblogs.org)

Filed under: Bank of America (BAC), Merrill Lynch (MER) ... management. It already holds the biggest branch network and is the largest issuer of credit cards, home equity loans and auto loans. In January, it paid $4 billion for Countrywide Financial [more...]

Date: 2008-09-16 18:14:46

Help a Reader: Debt versus House

Here's an email I recently received from a reader: Here is my personal situation: 25 years old, with bring home pay of $2775.17 a month ($4038 ... my car loan to a lower interest rate and upped my car payment by ~25%. This will be paid off Sept ... .64 gross pay). To debt: $520.23 a month auto loan, $6,000 left on loan, 6% interest $131 [more...]

Date: 2008-09-15 20:10:29

"The Case for and against Bank Nationalisation"

This voxeu.org column argues that bank nationalisation is the best hope we have for avoiding a “lost decade like Japan": ... equity loans, consumer auto loans, and commercial real estate. Expected losses come in at around [more...]

Date: 2009-02-27 08:15:00

Banks trim sales force as credit growth slows down

A clampdown on fresh personal loans, credit cards and auto loans is taking a toll on direct selling agents hired by banks to push these products. According to estimates, banks have reduced the number [more...]

Date: 2008-08-19 05:58:10

Fisker seeking Department of Energy loan for low-cost modelWorld Auto News

Latest RSS FeedFri 6 Mar 2009Fisker , Auto News Fisker Automotive is seeking a loan from the U.S ... have a cheaper model on the market in just over two years with sufficient funding.“If we get the DoE loan ... supplier A123 wants a $2 billion chunk of the program. A total of 75 companies applied to the loan [more...]

Date: 2009-03-06 00:26:05

DealerTrak Q2 Misses On Weak U.S. Auto Market

The weak new-car market is taking a toll on DealerTrak Holdings (TRAK). The company, which provides software and systems for running auto dealerships and submitting auto loans, posted revenue for Q2 of $63.2 million, shy of the Street consensus of $65.3 million. Non [more...]

Date: 2008-08-11 12:08:00

Smaller banks still making loans

Boston Globe reports on local conditions for small businesses: Even as consumer loans become harder to get, ... Restaurant and the Milky Way Lounge, says she is about to close on a $360,000 loan from Citizens ... that has slowed other lending such as consumer auto loans and mortgages.Among the 18 publicly traded banks [more...]

Date: 2008-12-02 10:00:00

Mint Launches Re-Design; Are Conversion Rates Up? (pfblogs.org)

Mint, the online money management and personal finance tracking tool, has launched a re-design of their site ... , mortgage accounts, student loans, and auto loans. We’re also kicking ... ... [more...]

Date: 2008-08-19 02:12:19

Auto Industry Bridge Loan Deal Getting Closer

Remember folks, these are loans and we could actually make money on the deal…the same way we did last time when we helped a car company out and mandated they increase their CAFE standards. From NY Times: WASHINGTON — Faced with staggering new unemployment figures, [more...]

Date: 2008-12-06 21:38:01

"A tourniquet for a hemorrhaging economy"

There will be many parties watching with bated breath to see whether the Senate will pass its huge combo bailout-energy-tax bill on Wednesday night ... percent of applications for auto loans in the United States were approved ... but so far this year ... ... On Wednesday, the auto industry reported horrible monthly sales numbers for September. Ford and [more...]

Date: 2008-10-02 01:06:53

The Whole Damn Sham

As governments around the world mortgage the future to save the financial system, do you ever wonder what's so worth saving? ... for more, more, more profits in any way possible, loans were packaged and repackaged and distributed around the planet until ... , and no auto loans, it's hard to get in hot water. Unreasonable? Not to me, not to many others [more...]

Date: 2009-02-26 13:35:20

Got a tip for a post?: Email us | Anonymous form Get PEEK in your mailbox! ... Americans will be placed at high risk if conditions proposed as part of auto rescue loans are enforced ... out for some time: Bob Corker's "plan" to "fix" the auto industry is not so much a plan to fix anything [more...]

Date: 2008-12-28 16:10:03

Should We Penalize Liquidity Preference?

Greg Mankiw says that it is time to re-read Keynes, and Tyler Cowen is ready to take him up on it ... Treasuries, the risk premium is in the stratosphere. For example, a friend in the auto industry told me that AAA-rated securities backed by auto loans were trading at 1200 basis points over Treasuries [more...]

Date: 2008-11-30 19:58:20

Got a tip for a post?: Email us | Anonymous form Get PEEK in your mailbox! A Look at the Auto Bridge Loan Plan Posted by Emptywheel, Firedoglake ... been hearing: the designation of an "auto czar" (AC--though it is called a President's Designee [more...]

Date: 2008-12-09 20:40:03

A blackout for sun power

The U.S. stock market surged on Monday and swooned on Tuesday, but one sector stayed consistent throughout. Solar power company stocks got killed ... mandates. But government can help. If Congress truly is considering making $50 billion in low-interest loans available to the auto industry for retooling factories to produce fuel efficient cars, how [more...]

Date: 2008-09-10 17:29:07

Granholm Takes Down GOP on Auto Industry Loans

This was beautiful. Setting aside the argument of whether or not Democrats should go on FOX (although I just saw Howard Dean on there) ... the taxpayers keep them on life support? GRANHOLM: First of all, let’s be clear. This is a loan. It’s a loan that -- they are attempting to prove viability so they can pay it back. When this happened [more...]

Date: 2009-02-22 21:16:00

It's Time to Break up the Big Banks

Mike Whitney Timothy Geithner is putting the finishing touches on a plan that will dump $1 trillion of toxic assets onto the US taxpayer ... up to $1 trillion of financing for buyers of new securities backed by credit card, auto and small business loans ... , we are creating a new lending fund that represents the largest effort ever to help provide auto [more...]

Date: 2009-02-27 02:30:11

The Meltdown (Part IV)

The Dow is see-sawing but the reality is that the Bailout of All Bailouts isn't working. Credit markets are largely still frozen ... borrowing for their tuition. Auto loans are drying up. Why? Because the underlying problem isn't ... and loans and special tax breaks, despite the shot-gun weddings and bank mergers, despite [more...]

Date: 2008-10-20 22:56:00

Bush’s Auto Industry Loans Come With Unfair Conditions for Workers

Religious leaders and union members held a candlelight vigil Thursday in Detroit to call on the government to support autoworkers and prevent the ... collapse of the auto industry.       After letting the auto industry hang for weeks following the refusal by Republican senators to approve a loan to help automakers get through the end of the year—and [more...]

Date: 2008-12-19 17:19:03

XBRL Could Have Averted Much of the Current Economic Mess by Gerald Trites As we all know by now, ... obligations (CDOs), which are "mortgage-backed securities blended with other assets—say, auto loans or credit card debt—into one asset-backed pie, sliced up according to risk and sold as an investment [more...]

Date: 2009-02-26 12:45:58

FINALLY--AS ALL ELSE FAILS--THE EXTORTION OF AMERICA

U.S. to Invite The Wealthy To Invest in The Bailout By David Cho Washington Post Staff Writer Friday, March 6, 2009; ... lending business, outlined by officials this week, offers these wealthy investors a new chance to make ... lending, such as credit cards and student and auto loans. The program, which could involve [more...]

Date: 2009-03-06 11:21:08

Bush Approves $17.4 Billion Auto Bailout

Sure. Why not? We’ve already spent more on bailouts than we have every war this country has ever fought (including Iraq) combined ... and will continue to receive government aid or must repay the loans and face bankruptcy. If the auto ... that this bailout only keeps the auto companies solvent until March. WASHINGTON — President Bush [more...]

Date: 2008-12-19 17:50:32

So Could Tim Geithner Be Any Duller?

I have a friend, a conservative Republican, who works in the financial service field, who wanted Larry Summers and not Geithner ... , of the Federal Reserve's Term Asset-Backed Securities Loan Facility, so that it can provide liquidity to the markets for student, auto, consumer and commercial real estate loans. Second, Mr. Geithner [more...]

Date: 2009-02-22 18:26:00

Got a tip for a post?: Email us | Anonymous form Get PEEK in your mailbox! ... and start-up companies, fast tracked loan guarantees for the auto industry, infrastructure projects ... . Video excerpts aren't yet available online, but I'd encourage folks to check out the transcript [more...]

Date: 2008-10-14 13:45:29

Democrats Don’t Want to Assume Leadership

Cowards: WASHINGTON – House Speaker Nancy Pelosi called for “emergency and limited financial assistance” for the battered auto industry on ... was needed “in order to prevent the failure of one or more of the major American automobile ... loans to the auto industry, but lawmakers are expected to return to the Capitol for a brief [more...]

Date: 2008-11-11 23:50:38

Fast Cash

Are you in a financial bind? Will your next paycheck come on time to meet your bills’ deadlines? ... such as Debt Settlement, Mortgage/Refinance, Auto loans, Credit Repair, and Debt Consolidation. *NOTE ... Will it be enough to cover all the payments you need to make? If not, fast cash payday loans may [more...]

Date: 2009-02-24 15:57:11

Auto Industry: Special Loan Financing! (pfblogs.org)

What do you do with an industry that has been losing billions of dollars, has an uncompetitive cost structure, ... some insurance money.c) Lend it a huge amount of money at a ridiculously low interest rate ... . Unfortunately, you are either a village idiot, a U.S. Congressman, or an auto industry executive [more...]

Date: 2008-09-29 04:38:05

Barnacles of Class War Around Our Necks

For more proof that the Republican opposition to the auto bridge loan is ideologically based class war against workers and their unions, ... look no further than yesterday’s comments by Sen. Jim DeMint (R-S.C.), who wants to force the American auto industry—at the cost of 3 million to 5 million U.S. jobs—to its knees: I’m not trying ... [more...]

Date: 2008-12-11 17:16:22

A Note On Auto Loan Interest Deduction

Before anyone pats too many members of Congress on the back for considering a move to make car loan interest deductible .. ... : * Personal interest on car loans, credit card balances, student loans, Internal Revenue Service interest ... individuals - and a reduction in an outlandish corporate tax rate of 50%. See this old NY Times item [more...]

Date: 2009-02-05 02:32:04

GM Goes Grassroots. A Son is Torn

I first posted this in the Huffington Post Green section last week ... of Congress to request that the American auto industry receive a government “loan” of at least $25 billion ... at General Motors, and most poignantly GM auto dealers, mechanics, and family members all feeling [more...]

Date: 2008-11-24 15:03:25

U.S. to Invite The Wealthy To Invest in The Bailout

Nation: It sounds like a nice deal but after beating up on the wealthy for political gain, you would be a little wary ... , such as credit cards and student and auto loans. The program, which could involve the government ... of the credit markets: hedge funds and private-equity firms. The initiative to revive the consumer [more...]

Date: 2009-03-06 06:26:00

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