Financing a Car With Bad Credit

Nobody wants to be stuck with an unreliable vehicle in this day and age, and with the government having brought in new regulations and prices relating to the cost of vehicle tax on many vehicles, a lot of people may be considering changing their cars either because they do not want to be hit with ... [more...]

Date: 2008-09-13 23:00:37

Blog posts (372) | Videos (295)
 

Car Finance with Bankruptcy

If bad credit car loans candidates go out in market only one or two lenders come forward to offer an auto loan, for them online financing can be a great time saver. read more [more...]

Date: 2008-09-29 06:43:25

Treasury Warns Against Getting Into Trouble With Debt

Earlier this month the Treasury Department, headed by Henry Paulson, in conjunction with The Advertising Council, ... financial future. I love the tagline: “Don’t let your credit put you in a bad place.” In an apparent ... to finance things like a home, a car, or a college education, credit can help us bring our dreams [more...]

Date: 2008-09-29 16:47:02

On Avoiding Student Loan Payments

Debt is a bitch and student loans have taken center stage recently as the credit crisis threatened the ability of students to get loans ... . At a minimum, you can’t get a loan for anything. No car loan, no mortgage, no credit cards, no 0% financing… ... . Initially, I felt bad. Then I thought about it some more and realized that we all make choices and [more...]

Date: 2008-11-03 15:55:55

Getting Guaranteed Bad Credit Personal Loans

by Samantha Blackburn Many people that have bad credit believe that there aren’t any financing options that are available to them. You might need to repair damage to your car or home, or you may need to pay unexpected medical ... t be able to secure your financing. Even if you think you’re too high risk to get a loan [more...]

Date: 2009-02-20 16:28:33

September Car Sales Figures Worst in 15 Years

used.car.dealer.430.jpg In case you haven't heard enough bad financial news, ... market -- big time. While credit is tight, there are still avenues for car financing and even some leases ... yesterday's car sales figures elicited comparisons to the dark days just after 9/11. It was also [more...]

Date: 2008-10-02 16:29:39

When TV Advertising Became Annoyingly Huge

New York State is home to Billy Fuccillo and his auto mall businesses ... reasonably and he could finance even those with bad credit. For a time the www.billycredit.com website ... a car from him but they were sure he had the best [more...]

Date: 2009-02-25 15:10:37

Floorplan Freeze

From Bloomberg: Without access to floorplan financing, most dealerships would be forced out of business, said John Casesa, ... dealerships, to the point of recalling their loans, and sluggish car sales have made a bad problem worse ... of different brands. Credit availability for consumers wishing to buy cars already has been cut. Many lending [more...]

Date: 2008-10-10 22:08:44

Tough times for global carmakers

Tough times for global carmakers Fri, 11/07/2008 - 5:25pm Despite the greater-than-expected losses reported by Ford and GM today, ... is particularly bad for Europe, since 60-80 percent of car purchases there use credit-financing, the availability of which continues to shrink, while only 30 percent of car purchases in Japan are credit [more...]

Date: 2008-11-07 21:25:05

Best Used Car Classified Site #4

Previous Post on this topicWhich Classified Site Works Best to Sell Cars #3Pricing has been reduced across all sites to $7599 to see what that does ... about why her credit was bad and that she needed financing. I referred her to the dealer site ... a credit application through the dealer website, however it was for a different vehicle. Not surprising [more...]

Date: 2007-10-11 10:12:00

A Legion Of Pickpockets

It just never ends:Finance companies want US to buy bad auto loansWASHINGTON, Oct 14 (Reuters) ... giving car loans only to buyers with the best credit scores as the global financial crisis strains ... - Finance companies are preparing to seek authority from the U.S. Treasury Department to sell bad [more...]

Date: 2008-10-15 16:42:00

A tough road ahead

Over the fold is my piece from today’s Australian Financial Review on the task facing Obama ... to emerge, and here the news is almost uniformly bad. Car sales have crashed, business investment ... into extending at least some credit to each other, and to the finance markets on which the ordinary [more...]

Date: 2008-11-05 20:42:00

Welcome to the Finance Fiesta, buzzer-beater edition

(70 minutes left until Thursday’s over) Hi, everyone!  Welcome to this week’s Finance Fiesta! ... of mortgage loans. (66 minutes) College Finance 101 doesn’t mince words and says that a bad credit ... to getting a raise.  (No, washing the CEO’s car isn’t one of them.) (61 minutes) Blueprint [more...]

Date: 2008-09-26 03:51:08

Tough times call for tough decisions

At the start of 2009, things are bad for a lot of people. Many are losing their jobs and have no prospects for work in the immediate future ... . I think it is fair to say that we have become soft. Easy credit, no-interest financing ... think they deserve a new car every 3 years or a new mobile phone every 12 months? Why should [more...]

Date: 2009-01-07 14:02:15

Financing Auto Loans or Car Loans After Bankruptcy

If you do not begin establishing a good credit history after bankruptcy, your credit score will not improve. If filing bankruptcy, it is wise to educate yourself on ways to quickly boost credit rating. One such tactic includes financing an automobile. Most auto loan lenders offer loans to people with bad [more...]

Date: 2009-02-19 06:40:08

Get Cash Out Of The Title Of Your Car

For those who need finance and can not seem to get approved for an URL=http://www.speedybadcreditloans.com/unsecured-loans.html unsecured loan /URL , there are alternatives that should be pondered before resorting to bad credit loans ... conditions: Auto Title Loans. It is possible to obtain cash out of a loan that you can secure [more...]

Date: 2008-11-05 14:51:07

Continued Rubbernecking in the Global Markets

How bad is it out there? Global finance resembles nothing so much as an enormous, multi-car pile-up, the kind that blocks traffic for many miles behind and even slows the flow of traffic coming the opposite way as drivers slow to gawk and rubberneck. Credit guys, who have experienced the goriest [more...]

Date: 2008-10-28 10:36:02

The Lending Lunacy Continues as GMAC Gives Out More Bad Loans

This past week the Treasury used $5 billion of funds from the Troubled Asset Relief Program ((TARP)) to purchase senior preferred equity in GMAC, the financing arm of General Motors (GM). GMAC reacted immediately to deploy the funds by lending to new car buyers with credit scores as low as 621 [more...]

Date: 2009-01-01 11:02:24

The glass isn't half full or half empty. It's empty.

James Quinn has an asteroid-striking-the-financial-world piece at Seeking Alpha, the interesting site devoted to exchange traded funds, titled " ... get a bigger car.” Major banks offer credit cards using your home equity as a way to pay everyday expenses ... , 0% auto financing, and no-doc mortgages. Americans grieved for a few weeks and then did their [more...]

Date: 2008-08-15 07:59:00

Fear the reaper

Yeah, I know, it's been awhile. October is a busy month, what with ignoring garden maintenance, forgetting to put up my Hallowe'en decor, ... is, even as each day brings fresh reports of "credit freezes," bailouts, and the catastrophic global toll ... . Every day, Satan steps elegantly out of our mailbox and offers us a plethora of "attractive financing [more...]

Date: 2008-10-22 14:29:14

Auto Bailout - What If.....

General Motors has the most at stake.There seems little doubt that GM will file for bankruptcy without a large cash infusion by the end of the year ... solution.They believe that despite tight credit markets, GM should be able to find the financing it needs ... of fears about resale value and warranties.The company, along with credit analysts, has also [more...]

Date: 2008-11-17 13:28:00

Weekly Economic Potpourri November 29, 2008

Every week there are a numerous headlines that are worthy of mentioning but I simply run out of time. Here are a few headline news reports of interest from the past week.Japan’s Factory Output Falls as Turmoil Hurts ExportsJapanese manufacturers reduced production in October and plan further cutbacks as a worsening global financial crisis weakens [more...]

Date: 2008-11-29 18:46:00

And Then There Was One

The collapse of the North American Big Three Automakers means that by the end of this collapse of capitalism there will be one left standing ... in Canada auto industry, nationalized under workers control and producing green cars. After ... . What we see is the falling rate of profit, which was artificially kept up by consumer spending through credit [more...]

Date: 2008-11-08 12:27:00

Pretending To Fly In California

The Press Democrat reports from California. “The collapse of the housing bubble continues to reverberate through Sonoma County, according to a report issued Tuesday. Just over half of the homes sold in August were dumped by desperate owners trying to avoid foreclosure or by banks that seized them from borrowers who fell behind on their mortgages [more...]

Date: 2008-09-17 19:31:08

Media & Politics (one section only today)

Permanent link to MTA daily media newsSorry to have abandoned you for the last week.  I needed to take some time off.  Sometimes I get so discouraged that I just can’t make myself do the day’s research.  I’ve spent almost eight and a half years tirelessly promoting the work of others, with almost no return.  It’s just too much to handle sometimes [more...]

Date: 2009-02-20 16:47:10

Mmm. Crunchy.

What a week! And it ain't even over. The entire global financial market went from a crunch to simply being crunchy. But neither tasty nor wholesome.The basic problem is a lack of regulation, or it's too much regulation of an unregulated market, or it's CEO salaries, or it's mortgage crisis, or it's credit swaps or it's shorts (always a favorite [more...]

Date: 2008-09-19 10:36:00

Next Year’s Headlines Today, Part XI

Another bad month for the auto industry: DETROIT — Vehicle sales in the United States tumbled to multi-decade lows in October as tightened credit ... estimates of a really bad year for Detroit might just come true. Similar Posts:The Credit Crisis Hits ... its sales were 23 percent lower, despite offering no-interest financing and large discounts on many [more...]

Date: 2008-11-03 21:34:46

It’s Time To Tell General Motors To Just File Chapter 11 Already

Michael Levine has a must-read piece in today’s Wall Street Journal explaining why bankruptcy reorganization is the only option if General Motors is to be saved. First, as Levine notes, G.M.’s problems are so complex that simply pouring cash into the company isn’t going to be enough to fix what’s wrong: GM still has eight U.S. brands ( [more...]

Date: 2008-11-17 16:31:46

Mortgage Market Week in Review

Well, here we are on Friday again. Are you getting motion sickness from all of the news and rumors that are flying back and forth? ... : 1) Some equity in the item they want to borrow against (car, house, boat) 2) Good credit - not spectacular credit, but at least good credit, 3) sufficient verifiable income to support the loan request [more...]

Date: 2008-10-03 18:26:32

Charging Higher Interest Rates To Poor & Risky Borrowers Does NOT Make Loans "Predatory."

"In Richard Thaler’s and Cass Sunstein’s book, Nudge, which uses urinals, ABBA, and Homer Simpson (and cutting-edge research) ... on Credit Markets. Now, this is government regulation that I can get behind! I'm going to provide an excerpt ... . It is generally accepted that smoking is bad for you. Even smokers will agree with this. No one says [more...]

Date: 2008-10-19 05:10:00

Do We Let GM Die?

Yes, I know the headline is melodramatic, but that seems the bottom line of the argument for or against a government loan to General Motors ... as Detroit’s Big Three teeter on collapse, United Auto Workers President Ron Gettelfinger said ... the problems the auto industry is suffering from on things beyond its control — the housing slump, the credit [more...]

Date: 2008-11-16 02:14:00

Times Are Rough, So Think Smart and Profit

Chances are, you don’t need a reminder from me to know that the economy is suffering, financial institutions are collapsing, ... credit is stiffening, and federal bailouts are occurring. There are those that choose to live in a world of ignorance devised of pretending that our situation is not as bad as it is now, nor [more...]

Date: 2008-09-27 01:38:58

Latest Pajamas Media Column (’Obama’s Race Against the Economy’) Is Up (UPDATES: Other Favorable Signs; Thoughts on NBER’s Recession Call)

It went up here yesterday. The sub-headline is: If a recovery begins too soon, a massive “stimulus” package might not be needed. Democrats consider that a bad thing. It will go up tomorrow morning at BizzyBlog (link won’ ... 19, 2008.  The Market Composite Index, a measure of mortgage loan application volume, was 1245.4 [more...]

Date: 2008-12-26 13:02:59

September Car Sales? A Real Drag!

September car sales reports will be trickling in over the next few days and the news isn’t likely to be pretty especially for America’s automakers ... again, furthering its year long slide. Every automaker will suffer though it may not seem as bad ... thanks to a credit market that went into a tailspin a few weeks back. Through August 2008, year [more...]

Date: 2008-10-01 07:08:07

GM, Ford Death Watch

Fortune is reporting GM plunges 31% as outlook dims Investors cast a shocking vote of no confidence in the future of U.S. automakers Thursday ... a new report by Global Insight that shows U.S. auto sales hitting recession levels this year ... million in 2009, compared with 16.1 million last year. It turns out that auto finance companies were [more...]

Date: 2008-10-11 05:40:52

How to Adjust your Lean Efforts in this Economic Crisis?

by Jamie Flinchbaugh, Lean Learning Center I can't count how many times I've said that there is no recipe for lean ... crunch. From manufacturers to car dealerships, the ability to get financing regardless of the cost ... of you not fully paying attention, the credit squeeze is not a one-week issue. It has been a growing, very [more...]

Date: 2008-10-07 11:00:00

What Has Happened to Real Estate Prices?

by Mary Bush Back in the late 1990’s and in the early part of the 2000’s banks had tougher guidelines to purchase a property when using conventional financing. Banks would lend you money based on your debt to income ratio and your credit score ... ; what if you have a car repair, medical bills, need a home repair, need to buy clothes, or anything else [more...]

Date: 2008-12-29 12:10:23

What Has Happened to Real Estate Prices?

by Mary Bush Back in the late 1990’s and in the early part of the 2000’s banks had tougher guidelines to purchase a property when using conventional financing. Banks would lend you money based on your debt to income ratio and your credit score ... ; what if you have a car repair, medical bills, need a home repair, need to buy clothes, or anything else [more...]

Date: 2008-12-21 13:24:48

First, I just want to say that The Most Likely International Incident To Be Ignored As Insignificant And Boomerang On Our Corpulent AmeriKKKan Asses is this crap happening in Mumbai. I know, we've had to endure these low-grade terrorist boom-boom's since Osama showed the World How It's Really Done. But this one seems different [more...]

Date: 2008-11-30 17:39:05

Checks and Balances

Four people close to me were laid off from three different companies on the same Wednesday in January and selfishly, I really, really wish it hadn’t happened because some of those people were also co-workers and I miss them every day and the survivor’s guilt coupled with the lonely absence that is now the desk adjacent to me are a bad combination [more...]

Date: 2009-02-23 23:56:43

12 Steps to Short-Circuit the Fundraising Marathon

Fundraising always demands patience and grit, but passing the hat in the current environment will test your founder’s mettle unlike any time in ... to work, now have grown skittish over the frozen credit markets and are knotting their purse strings instead. If you’re looking for financing, be prepared to work very, very hard for it. This is true [more...]

Date: 2008-10-12 16:00:09

So What Happens When Markets Crash?

Households, governments, and bankers living beyond their means. This is the reason given for the current credit crisis ... . Perhaps so. 2006 Lotus Elise 12300 How long can a major nation go on financing overseas wars ... back these loans? How long can families run up credit card debt before someone puts a foot down [more...]

Date: 2008-09-16 13:52:07

Bad Here, Worse Elsewhere

On the heels of an 8-1 Charlotte city council vote to spend $286K to regulate and restrain newspaper racks Uptown, ... to residents as part of a “Credit Score Enhancement Program” intended to win bank loans for city residents as they paid down their outstanding credit card balances, student loans, car loans, etc [more...]

Date: 2009-02-25 12:36:52

You Ain’t Seen Nothing Yet

“The problems we face today cannot be solved by the minds that created them” Albert Einstein Obama hasn’t even been sworn in yet, and already the Wall Street cheerleaders are celebrating his first great triumph. According the pundits, the stock market staged a surprise 494 point rally on Friday because–get this–it was announced that [more...]

Date: 2008-11-25 12:27:31

WIIFM*

The bailout bill failed. Shot down. I don't know whether that's good or bad. I honestly don't. The time is past for finger pointing ... in my fingertips or I rent. The car? changing the car is not a problem. Funny thing is, because of my credit ... . We must take action. But what action? Okay, so the government buys a bunch of this bad debt [more...]

Date: 2008-09-30 03:24:58

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... along the street promise "Financiamos a Todos"—Financing for All. On the same day she walked ... of businesses have made financing more readily available to even the riskiest of borrowers. Greater [more...]

Date: 2009-01-15 00:45:24

The credit crunch and its impact on green projects

There have been a number of good stories and blog postings about the extent to which the credit crunch and its economic downside will hurt renewable energy projects and act as a drag on cleantech financing. Here’s my own take on how ... , who last week described a scenario in which the automaker’s Volt electric car could hit a brick wall: “Let [more...]

Date: 2008-10-14 16:52:25

Bad Credit No Problem

One of our vehicle’s lease is up in three month’s time. I am talking about my husband’s truck or pick up ... and it does not matter where you are purchasing your vehicle. So, for new, used or refinancing your car ... . When we got this vehicle, we opted for the lease instead of buying it because we are not sure [more...]

Date: 2008-09-16 18:21:41

The TARP gets a makeover

Remember that whole thing about buying up billions of dollars in crummy assets and securities to shore up the banking system? ... the government's $700 billion bailout program to include credit card, student loan and car loan companies ... of the bailout fund that remains uncommitted. Much of the first half was used for direct capital investments [more...]

Date: 2008-11-12 17:12:00

The President's Housing Plan

Text as posted for delivery: I’m here today to talk about a crisis unlike any we’ve ever known — but one that you know very well here in Mesa, and throughout the Valley. In Phoenix and its surrounding suburbs, the American Dream is being tested by a home mortgage crisis that not only threatens the stability of our economy but also the stability [more...]

Date: 2009-02-18 18:17:00

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