6 Tips to Detour Around Car Loan Problems

This item from Citibank offered good tips about reducing car loan headaches."After mortgages, auto financing is the most expensive loan most Americans carry ... for related costs such as insurance, gas, registration fees and maintenance. 2. A Car Loan is a Contract [more...]

Date: 2008-09-16 10:00:00

Blog posts (528) | Videos (383)
 

Credit Repair Isn’t Impossible

There are many options for credit repair today, so finding your solution may not be so simple, especially if you’re really down-and-out! ... to know there are a many ways to do so. First thing is to check your free credit score with Experian ... what is known as “good debt,” such as a mortgage, a school loan, a car loan or a self-financed [more...]

Date: 2008-11-12 08:06:16

Re-visiting the Car

While I dream about owning a Nissan GTR that I saw at the Chicago auto show, in reality I drive an old Nissan Altima about 10 years old ... , even there. Let’s think a bit about car economics. If you use $25,000 / loan at 48 months ... loan business 2) car leasing business. In order for them to finance the loan, they need to guess [more...]

Date: 2008-11-10 14:59:53

Hyundai Bails Out Consumers By Buying Back Their Cars

Vehicles have been in the news quite a bit these days, from bailout plans to million-dollar hybrids. Clearly, car companies are desperate ... on their car loan or lease can walk away from a financing obligation when the difference between the resale value of the car and the balance of their loan is less than $7,500. I’m sensing a new trend. Buy [more...]

Date: 2009-01-06 15:59:53

GMAC Leaves Californians With Few Car-Loan Options

GM's financing arm has decided to restrict loans to only customers with the best credit, ... is protesting GMAC's decision, saying it will leave 40% of Californians with no way to obtain a car loan ... of the California Auto Dealer Association, wrote a letter to GMAC CEO Alvaro de Molina and Treasury Secretary [more...]

Date: 2008-10-21 19:00:16

More on the bank bailout plan

So today is the big day. The Obama administration is putting a full-court press on for the bank bailout plan, ... . It originally was meant to provide $200 billion of financing to investors buying securities backed by consumer loans such as car loans, student loans and credit-card debt. Officials hope investor demand [more...]

Date: 2009-02-10 13:16:00

On Avoiding Student Loan Payments

Debt is a bitch and student loans have taken center stage recently as the credit crisis threatened the ability of students to get loans ... . At a minimum, you can’t get a loan for anything. No car loan, no mortgage, no credit cards, no 0% financing… ... . Initially, I felt bad. Then I thought about it some more and realized that we all make choices and [more...]

Date: 2008-11-03 15:55:55

Low Interest Loans Will Attract Buyers and Debt

Practically all businesses are desperate to improve their sales and this piece of news sounds disturbing though good if you are aching to own a brand new car. Report has it that car loan interests will be shot down to entice vehicular sales ... in car financing, why not grab the opportunity? What is the basis of it all sales or income [more...]

Date: 2008-12-31 23:30:02

Speedy No Credit Student Loans

No credit student loans are among the most usual types of loans that are acquirable in the United States ... for car financing, mortgages and other loans, the guardian will work quickly to make certain ... . Because quite a few high school students do not have credit cards or have acquired any objects [more...]

Date: 2009-02-22 13:08:37

The Bailout, Hope and Elders

Remember back in mid-September when Senator McCain parachuted into Washington to save the day when Treasury Secretary Henry M. Paulson, Jr ... companies that finance car loans, student loans and issue [more...]

Date: 2008-11-14 10:20:47

Ctrl BG: A Shortcut to Financial News 11/29

Hope everyone is having a great Thanksgiving weekend and got some great bargains yesterday! ... facility to support consumer finance, including student, auto, and credit card loans and loans backed ... consumers get home, car and credit card loans easier. I haven't figured out all the implications [more...]

Date: 2008-11-29 14:40:00

Car Finance with Bankruptcy

If bad credit car loans candidates go out in market only one or two lenders come forward to offer an auto loan, for them online financing can be a great time saver. read more [more...]

Date: 2008-09-29 06:43:25

Strict Auto Loans Beget Great Car Deals

Because of the credit crunch, it’s much harder than it was in previous years to obtain a loan. In fact, for the majority of this century, you could easily apply for a mortgage or car financing ... and locking up opportunities for financing that were otherwise strong possibilities during the real [more...]

Date: 2008-11-06 17:18:37

Working with Credit and Auto Loans

When buying a vehicle, you often have several opportunities to pursue to obtain a vehicle. However, in almost every case, purchasing a new car involves auto financing. Cars are expensive ... you have the possibility of obtaining a car after acquiring the assistance of an auto loan. But just like any other loan [more...]

Date: 2008-11-19 04:15:04

Is Your Auto Loan Too Long?

When financing a new car, people seem to be willing to do anything for low monthly payments ... of that loan even more, and you might qualify for a zero-interest financing plan (provided your credit ... . Right now, the average auto financing plan lasts 70 months–that’s almost six years. That trend [more...]

Date: 2008-10-13 19:19:03

Weakened Credit Lines Have Eliminated 100 Percent Auto Financing Deals

In generous times, consumers were able to procure 100% financing on cars ... for quality loans in order to purchase a vehicle, and others without stellar credit can find financing ... industry. Credit lines have shrunk, and lenders have imposed strict standards for borrowers to follow [more...]

Date: 2009-01-13 17:41:54

@shakeshack Sponsor Spotlight: Square 1 Bank

As many of you know, we have a very special event going on here in NYC next Tuesday night called @shakeshack ... who specialize in their world. That's us. You wouldn't go to a mortgage company for a car loan. Why ... services and senior debt financing to venture capital-backed companies and venture capital firms [more...]

Date: 2008-09-11 23:26:02

The polluted pays

The collapse of the car industry, you would think, would have the greenies dancing with joy at the prospect of fewer of these mobile emitters being ... customers are finding it increasingly difficult to get car loans from banks and finance companies, which [more...]

Date: 2008-11-30 02:26:00

Senate approves tax break for new car shoppers

Filed under: Government/Legal The economic stimulus bill just got a whole lot more interesting for automakers and car buyers alike, ... their car loan interest. It's likely that automakers will shy away from 0% financing in the future ... will be able to write off auto loan interest on their taxes, saving about $1,500 on a $25,000 car purchase [more...]

Date: 2009-02-04 11:29:00

Carefully Explore Auto Loan Options

Making good on any kind of big purchase requires you to be informed about what you’re buying. This holds true especially for automobiles ... of obtaining a car loan is in order. Buying a vehicle often means having to obtain financing. In America ... to pay for it entirely that day. But just like any other form of loan, getting one for a car means [more...]

Date: 2008-10-30 17:11:50

You'll Never Fail Like Common People

by Eric Martin Lisa Schiffren on how Bush is free to do the right thing and make sure that none but the wealthiest see a piece of the bailout ... classes, those with foreclosed homes, or late student loans or car loans — or any of the undesirable economic problems that people have already tried to incorporate into this finance-sector bailout [more...]

Date: 2008-09-25 20:51:24

A Major New Idea From Treasury, On Asset Securitizations

There’s a remarkable story being reported in the New York Times ... a different but analogous process, other kinds of consumer loans are also securitized: car loans, credit ... -backed securities (and thus revive consumer credit) without financing. Up until [more...]

Date: 2009-02-20 14:13:15

7 Deadly Sins of Personal Finance: Being Penny Wise, Pound Foolish

It’s fitting that the sixth deadly sin of personal finance would be this one, ... in a car loan with a high interest rate. If you’re planning on buying a house in the next year, avoid ... professional looking to buy a car and trying to find easy ways to some extra money. You stumble onto [more...]

Date: 2008-08-27 10:39:38

Roundup on global financial turmoil

US Treasury Secretary Henry Paulson unceremoniously buried the idea of buying troubled mortgage assets ... and non-bank financial institutions such as financing arms of the near-bankrupt car majors ... backed by credit-card, car and student loans, and perhaps mortgages. Banks bundle many such loans [more...]

Date: 2008-11-15 13:28:00

Daily News Roundup - Jan 7 2009

Reliance Industries has decided to stop gasoline supplies to Iran after fulfilling all contractual obligations. (BS)ONGC Videsh raises Rs50bn to fund Imperial buy. (ET)ICICI Bank reviews its used car financing ... back a major part of the loan amount. (ET)IDBI Bank and SIDBI shortlisted to float SPV for funding [more...]

Date: 2009-01-07 03:38:00

Chrysler Announces Financing Deal With Credit Unions

Sebring It’s no secret that securing credit for a big purchase is a beast in this economy, which is why GM recently teamed with a group of credit unions to offer low-interest loans ... of $22 billion in auto loans for car purchases. In addition to the loans and existing cash-back [more...]

Date: 2008-12-18 13:11:15

The Best Ways to Finance a Vehicle

Buying a car is a big investment , no matter what your price range may be ... . Any car loan will come with interest , and the bigger the loan you get, the more you’re going to pay ... that come into play that are unique to your purchase. An older or well-used car may have problems [more...]

Date: 2009-01-12 10:03:57

Your Credit Score is Key When Financing a Car

I did a tele-seminar recently for a group of women and they asked so many questions about car loans, credit scores and how to qualify for the best loan I thought I would pass on these great tips ... for Americans Well-informed on Automobile Retailing Economics (AWARE), 80 percent of consumers [more...]

Date: 2008-12-09 22:34:49

Car Loans Still Available Through Dealers

It seems as though everything from higher gas prices to the mortgage crisis are being blamed for the declines in auto sales, ... time, the auto loan financiers have taken up stringent policies regarding the loans ... to maintain a line of credit or auto loan financing. [more...]

Date: 2008-11-10 15:55:20

The flaw in Geithner's logic

The Treasury Secretary talks : "As President Obama said in his inaugural address, our economic strength is derived from 'the doers, ... of American workers into the loans that finance a first home, a new car or a college education [more...]

Date: 2009-02-10 18:03:00

Customer reviews improve intent-to-buy metrics for Cars.com

This blog entry was guest written by Ashley Moreno, Marketing Analyst ... to dealer maps from inventory pages Click rates to the “Finance and Loan” calculator from inventory ... to some 10 million car shoppers a month, served as a great test case. While Cars.com does not sell anything [more...]

Date: 2008-09-30 15:59:35

Failure to Communicate

I was walking in Central Park yesterday as part of my rehabilitation from surgery when the news flashed across WSJ ... at University of Michigan who can talk about availability of student loans? Or the car dealer in Alabama who can again offer attractive financing on new vehicle sales? Or the small retailer from Texas [more...]

Date: 2008-09-30 19:31:01

Buying a New Car – Auto Loan Financing

Buying a car represents the second-largest purchase most people ever make. It's important that yo... [more...]

Date: 2008-12-19 19:43:00

U.S. Tries a Trillion-Dollar Key for Locked Lending

By VIKAS BAJAJ NYT Credit cards, home equity lines, student loans, car financing: none come cheaply or easily in these credit-tight times. The banks, the refrain goes, just will not lend money [more...]

Date: 2009-02-20 11:52:00

GM Makes it Easier to Get a Car Loan

GMAC, the financing-arm of GM, recently announced it would be lowering the minimum credit score requirement for an auto loan to 621. The decision comes after the company was approved... [more...]

Date: 2009-01-10 18:02:39

Did you hear the one about GMAC getting a bailout and then turning around and giving 0% financing to subprime borrowers?

The points:General Motors's financing corporation GMAC received a $5 billion bailout in the form of an investment in preferred shares by the US ... place? Housing loans to subprime borrowers. Why was a car company's financing corporation lending ... government, yielding an 8% yearly dividendborrowers with a FICO credit score of less than 660 [more...]

Date: 2009-01-01 00:13:00

Co-Signing For a Car Loan Comes With Huge Risk

Finding a loan these days can be very difficult. 2008 saw the subprime mortgage crisis, which jumpstarted a ripple effect in the economy, shutting down numerous credit lines and reducing the overall number of financing options across ... . One such option is finding a co-signer for vehicle financing. While this is a great option for getting [more...]

Date: 2009-01-28 16:30:18

Today on the Ilyce Glink Show January 25, 2009 New week, new president ... in a comment. Oliver is looking to finance the purchase of a used car. His options: 9 percent on a $7,000 personal loan; 0 percent from a car dealer for the purchase of a much more expensive new car [more...]

Date: 2009-01-28 01:12:46

Welcome to the Finance Fiesta, buzzer-beater edition

(70 minutes left until Thursday’s over) Hi, everyone!  Welcome to this week’s Finance Fiesta! ... of mortgage loans. (66 minutes) College Finance 101 doesn’t mince words and says that a bad credit ... to getting a raise.  (No, washing the CEO’s car isn’t one of them.) (61 minutes) Blueprint [more...]

Date: 2008-09-26 03:51:08

Treasury Makes Subprime Auto Loans

One day after the treasury (taxpayers) injected $6 billion into the failing auto industry GM, GMAC ease lending rules to entice car buyers ... fortunes.GM began offering zero-percent financing on some models, and GMAC resumed lending to a wider ... ensure that both survive.Through January 5, GM will offer zero percent to 4.9 percent financing on loans [more...]

Date: 2008-12-30 19:56:00

How to Prepare for Buying a Home

This is a guest post from Jim, my friend and colleague at Blueprint for Financial Prosperity ... of thousands, over the life of your loan. Don’t buy a car. Don’t take advantage of 12-month 0% financing “ ... as possible and as little access to credit as possible. Don’t apply for any new credit cards. They could [more...]

Date: 2008-09-03 12:00:29

Blogging Obama 2

His explanation for how the credit crunch hits average Americans -- tracking the dollars -- should make it clearer why fixing banking is important. (From NY Times ) You see, the flow of credit is the lifeblood of our economy. The ability to get a loan is how you finance the purchase of everything from a home to a car to a college education; how [more...]

Date: 2009-02-25 02:28:00

Getting the Most Out of Auto Financing

For most people, buying a car means having to obtain an auto loan ... to buy an automobile will have to acquire the proper loan before anything else can be done ... that are sold at dealerships. In most cases, an individual looking to buy a vehicle will need a loan because [more...]

Date: 2008-12-06 16:20:46

Tesla will be forced to delay Model S sedan without federal loan

Fledgling electric car company Tesla Motors has encountered financing problems recently, prompting the firm to apply for a $400 million aid package from the Department of Energy. The electric [more...]

Date: 2008-12-10 11:10:29

General Motors Fights Uphill Battle with Double Edged Sword

Shortly after the U.S. government lent the Big Three $17 ... that it will immediately resume automobile financing for “a broader spectrum of U.S. customers.” That is code ... into trouble in the first place by giving out loans to sub-prime borrowers for not only car loans [more...]

Date: 2008-12-31 09:33:29

Can’t get a car loan? There’s always the bus…or is there?

I’m a big advocate of public transit, so I was quite dismayed when I heard on MPR this morning that Metro Transit is looking at an 80 to 90 million ... ? Anyway, since people can’t get financing to buy cars, since gas prices were high, since everyone [more...]

Date: 2008-11-18 15:50:29

Repo The Genetic Opera (2008)

A worldwide epidemic encourages a biotech company to launch an organ-financing program similar in nature to a standard car loan. The repossession clause is a killer, however. full summaryPart [more...]

Date: 2009-01-09 11:43:00

Germans none to happy about U.S. aid to automakers

Filed under: Government/Legal, Earnings/FinancialsMatthias Wissmann, current head of the Verband Deutscher Automobilhersteller ( ... the Senate as well, the Detroit 3 will receive low-interest loans in order to finance the cost ... makes a lot of sense. "If the U.S. car industry does not resolve its structural problems [more...]

Date: 2008-09-25 23:40:23

Tesla Motors applies for $400 million government aid

Fledgling electric car company Tesla Motors has encountered financing problems recently, ... has already approved a $25 billion loan package designed to help American manufacturers create more efficient vehicles, but there are rumors that the rules of the loan could be altered to help [more...]

Date: 2008-11-21 17:28:00

GORDON BROWN: BUYING SOMEONE ELSE'S CAR WITH YOUR MONEY

From the Times: Customers buying new cars will get loans from the taxpayer under a controversial plan to rescue the beleaguered motor industry. Finance companies linked to the auto industry could be given access to the Bank of England’ ... that that there are millions of credit-starved Britons queuing up for loans that they cannot get by hook or by [more...]

Date: 2009-01-15 19:09:00

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