Help a Reader: Financing a Car

Here's a question I recently received from a reader: Would financing a car now, with a good down payment, and plans to pay it off before the end of 2009 effect my credit and mortgage worthiness if we wanted to purchase a home at the end of 2009 to mid 2010? Your thoughts? [more...]

Date: 2008-10-13 19:45:10

Blog posts (588) | Videos (247)
 

Open Thread

by Mary Satyajit Das, the world's expert on credit derivatives (he wrote 3 volumes on this topic) ... he paid barely six month ago. The interesting thing was that the proceeds from the sale of the car ... he sold to finance the car. 2008 is perhaps the only year on record in which a distressed price [more...]

Date: 2009-02-28 04:00:20

Jeep Incapable Of Selling To Man With $24,000 In Cash

By Ben Popken, 11:14 AM on Mon Mar 2 2009, 31, ... . Even though he's ready to buy the car outright, the car salesman almost convinces him to finance ... a car to a guy who shows up with cash in hand ready to buy... no wonder they needed a bailout. Full [more...]

Date: 2009-03-02 16:14:50

Best Warranty for Me

I am really glad that I decided to look into the different types of auto extended warranties. I was able to walk into the dealership with cash in my hand and I got the best deal on a new car ... choices out there for financing your car and your warranty but if one works better then another [more...]

Date: 2009-02-28 02:10:16

Groundhog Day:

Secretary of Health and Human Services nominee Tom Daschle has an even bigger tax problem than Treasury Secretary Timothy Geithner:  Daschle failed to pay more than $140,000 in taxes and interest for the free use of a car ... Finance Commitee Statement Senate Finance Committee Ranking Member Charles Grassley Statement ABC [more...]

Date: 2009-01-31 03:56:15

Someday soon we may have to turn back the clock on home lending

This is my column for this week from the Arizona Republic (permanent link) ... plans. Check the calendar. Did someone dial the clock back to 1968? Not quite, but the credit crunch ... years, the business of America has been credit. Car dealerships don’t sell cars, they sell financing [more...]

Date: 2008-11-29 19:54:07

BEAT THE DOOM AND GLOOM WITH OFFERS FROM VOLKSWAGEN FINANCE

Posted 10th March, 2009 in Volkswagen | Leave a commentMILTON KEYNES, UNITED KINGDOM – March 10, 2009: ... money to finance a depreciating asset such as a car. But we are experts in motor vehicle finance ... , and a wide variety of competitive finance packages are also available via Volkswagen Financial [more...]

Date: 2009-03-10 07:57:54

Trickle Down Effects of Letting U.S. Automakers Go Bankrupt

This is a guest post by Steadfast Finances‘ Matt. The U.S ... muscle car or run a nationwide clearance sale using zero percent financing incentives. This time ... , and the subsequent tightening of the credit markets, the Big Three automakers once again find themselves [more...]

Date: 2008-11-10 16:00:27

The end is nigh: Toyota announces 0% financing on 11 models

Filed under: Car Buying, Toyota Further proof that no automaker is immune to effects of the sales downturn in the U.S ... has the cars, the means to finance them and just needs buyers. If you want in on the deal [more...]

Date: 2008-10-03 20:14:16

How to find the cheapest car insurance

Car insurance is a must for all of us that own a luxury vehicle and not only ... , but if you lease or finance the car through BMW Financial Services, then it is mandatory to have a full ... car insurance rates. Being a responsible driver with no prior speeding tickets or car accidents [more...]

Date: 2008-12-04 08:30:29

Interesting read & some regular whining

I did remember reading some stuff derived from similar info over on Sepia Mutiny. But here s the dope from Nytimes on whats happening in Dubai now ... the actual cash price of the car as cost of financing it - he assures me that it is at 7.9% p.a because ... be a proud owner of a shiny new, red or black (me and Idiot sibiling are not decided yet) Suzuki [more...]

Date: 2009-02-15 14:42:00

Books Only Multiply

So I went to the library on my lunch hour, intending to return Degrees of Separation and Laura Ingalls Wilder's Little Town (previously mentioned). Instead of driving to the closest library (Sibley, a tiny bit of a library crammed next to a car financing company), I went to the central library downtown. In her blog, Dani Torres has mentioned [more...]

Date: 2009-02-12 18:17:00

Evaluating the Obama Speech

President Obama struck a different and more optimistic tone in his address to a Joint Session of Congress ... . President Obama made it clear that normal lending and credit is necessary to buy a home, to finance a car ... policy.  It is widely conceived as a bailout of those who made poor decisions and their investors [more...]

Date: 2009-02-25 06:20:10

Interesting Links

- American conservatives may be the greatest consumers of porn ... , unhealthy snacks, jewelry, etcetera. Don't buy a car on finance, and don't buy an expensive car [more...]

Date: 2009-02-28 17:18:00

Snapshots - Week in Review ending March 6, 2009

The Snapshot is a weekly edition to the blog. It is intended to provide constituents with a glimpse of major pieces of legislation or legislative ... Tillberry. Education - K-12 Finance:  The committee heard the Governor’s K-12 Finance Bill (HF ... Car Act (HF 690) was heard, with testimony very similar to that previously heard [more...]

Date: 2009-03-10 21:47:26

GM to dealers: There's a bonus in it for you if you don't lend them our money

Filed under: Car Buying, Etc., GM General Motors is telling its dealers that there's a shiny nickel or two in it for them if they can sell cars without getting the GMAC finance arm involved. For every sale closed with outside financing, salespeople and managers will each receive $100, with an additional $50 going to someone the dealer [more...]

Date: 2008-10-16 22:04:55

Dem Policies At Work... Detroit Median Home Price Is $7,500

Abandoned home in Detroit. ( Flickr ) After years of corrupt liberal politicians and democratic policies it's come to this ... and Ritholtz reported: “It may be tough to get financing for a new car these days, but in Detroit you can buy a house with a credit card . The median price of a home sold in Detroit in December [more...]

Date: 2009-03-02 03:35:00

Who is Sam Perry?: Car Company Uses "Average White Guy" Oprah Leaned on @ Obama Speech to Get Federal Bailout

By Debbie Schlussel I used to be high on Tesla Motors. It's the company that makes electric cars that are cool to look at. I once called for making the car more affordable and gushed: 220 miles per charge, less than ... ; Now, We're Supposed to Finance the Expensive Car He Buys Well, it turns out this "Sam" guy [more...]

Date: 2008-12-10 20:22:53

New Mazda 6, £241.49 inc VAT

Hey, dudes!!! Pay attention! I have just uploaded a new car lease Mazda 6 deal to my contract hire and leasing website!I added New Mazda 6 (New Shape) ... mile.Anyone you choose can drive this Mazda 6, simply insure it and put fuel in it. This car is brand ... , due to finance companies playing silly buggers. I really try and avoid charging finance “documen [more...]

Date: 2009-03-10 16:50:28

BMW 2000 Update

Am I installing a Nixie clock in my car? No.But I do like to sell off one hobby to finance another, and refurbishing and modding an old car can be a costly endeavor, so I am offering ... d like to turn it into car parts. The proceeds will go toward the fabrication of a custom drive shaft [more...]

Date: 2009-02-27 18:29:31

Treasury Warns Against Getting Into Trouble With Debt

Earlier this month the Treasury Department, headed by Henry Paulson, in conjunction with The Advertising Council, ... financial future. I love the tagline: “Don’t let your credit put you in a bad place.” In an apparent ... to finance things like a home, a car, or a college education, credit can help us bring our dreams [more...]

Date: 2008-09-29 16:47:02

Speedy No Credit Student Loans

No credit student loans are among the most usual types of loans that are acquirable in the United States ... for car financing, mortgages and other loans, the guardian will work quickly to make certain ... . Because quite a few high school students do not have credit cards or have acquired any objects [more...]

Date: 2009-02-22 13:08:37

More Nominee Tax Troubles

It seems Tom Daschle recently paid a little over $100,000 in back taxes and interest after failing to tell the IRS that he was receiving a free car ... --the Senate Finance Committee. Its members may be growing tired of honest mistakes, though as a former [more...]

Date: 2009-01-30 23:58:07

Cheap Caribbean Vacations: Visiting the Caribbean on a Shoestring

The Caribbean is a great place for anyone with a passion for sand, surf, and sun ... without having to sell your car to finance the trip? The first major expense is going ... you’re at it, you’re probably going to need a rental car, so look for a good package deal that covers [more...]

Date: 2009-02-11 05:05:07

Tesla's Motormouth Marketer Dodged Deposit Dilemma

What happened to Darryl Siry , the Tesla Motors marketing chief who left the electric-car startup abruptly last December? ... planned to collect deposits from customers for Tesla's Model S Sedan, a car that exists only in prototype. Why would that drive Siry to quit? Tesla has no factory to build the car, and no financing [more...]

Date: 2009-02-26 06:35:35

Tesla's Motormouth Marketer Dodged Deposit Dilemma [Comebacks]

What happened to Darryl Siry , the Tesla Motors marketing chief who left the electric-car startup abruptly last December? ... planned to collect deposits from customers for Tesla's Model S Sedan, a car that exists only in prototype. Why would that drive Siry to quit? Tesla has no factory to build the car, and no financing [more...]

Date: 2009-02-26 06:35:35

Hyundai Bails Out Consumers By Buying Back Their Cars

Vehicles have been in the news quite a bit these days, from bailout plans to million-dollar hybrids. Clearly, car companies are desperate ... on their car loan or lease can walk away from a financing obligation when the difference between the resale value of the car and the balance of their loan is less than $7,500. I’m sensing a new trend. Buy [more...]

Date: 2009-01-06 15:59:53

Unsold Cars Pile Up

Posted by Queuebot in Car & Vehicle, Money & Finance, Travel & Places on January 24, 2009 at 2:32 pm What happens to all those cars that go unsold?  Check out this collection of photographs [more...]

Date: 2009-01-24 19:32:46

Financing Auto Loans or Car Loans After Bankruptcy

If you do not begin establishing a good credit history after bankruptcy, your credit score will not improve. If filing bankruptcy, it is wise to educate yourself on ways to quickly boost credit rating. One such tactic includes financing an automobile. Most auto loan lenders offer loans to people with bad [more...]

Date: 2009-02-19 06:40:08

Why my W-2 Makes me Cry

It's tax time, and those pesky W-2 and 1090 (or is it 1099?) forms are slowly finding their way into my mailbox ... contributing to my 401k while avoiding looking at it, as is the advice most personal finance gurus ... - Used it to buy a car - Created a scholarship fund - Held a wedding for me and Brian (or at least half [more...]

Date: 2009-02-06 00:30:00

After Selling Your Startup To Microsoft? Sell Toilet Paper And Trash Bags

Mashable: In 2007, Microsoft acquired Jellyfish, a social search engine that ultimately became the Live Search Cashback program ... on, and are now working on a stealth startup called Alice.com that is announcing a $4.3 million financing round. While ... out to the car to save a buck.” So, from that you can surmise that Alice.com is essentially [more...]

Date: 2008-11-18 16:09:04

The polluted pays

The collapse of the car industry, you would think, would have the greenies dancing with joy at the prospect of fewer of these mobile emitters being ... customers are finding it increasingly difficult to get car loans from banks and finance companies, which [more...]

Date: 2008-11-30 02:26:00

Return a Hyundai: Further (Crazy?) Innovations from Desperate Carmakers

Remember the "Buy One, Get One Free" Dodge trucks? This rivals that in the we'll-do-anything-to-sell-cars category ... Assurance: Finance or lease any new Hyundai, and if in the next year you lose your income*, we'll let you return it. That's the Hyundai Assurance. Starting today you can feel good about buying a car [more...]

Date: 2009-01-04 23:46:52

New Mazda MX-5, £274.85 inc VAT

Hey, dudes!!! Pay attention! I have just uploaded a new car lease Mazda MX-5 deal to my contract hire and leasing website!I added New Mazda MX-5 2.0 ( ... mile.Anyone you choose can drive this Mazda MX-5, simply insure it and put fuel in it. This car ... to all users, due to finance companies playing silly buggers. I really try and avoid charging finance “ [more...]

Date: 2009-03-09 15:53:35

Daschle Dodged Taxes

Democrats love taxes, but they can't seem to pay them. What's up with that? The White House has acknowledged that former Sen ... his confirmation as secretary. FOX News confirmed that Daschle alerted the Senate Finance Committee, which ... and interest for a car and driver that was provided to him for four years by Leo Hindery, a wealthy [more...]

Date: 2009-01-31 02:34:00

boon's log 0909.01: Oh Pening! What's happening?

From the last time I blogged, it seems like the Malaysian political scene is deteriorating - just like what the global economy - falling deeper and ... ) cars are the big guns driving (and how they plan to finance the maintenance of the car) or how many [more...]

Date: 2009-02-23 05:51:00

Gates of Vienna News Feed 11/21/2008

Make sure you look at all the pirate stories tonight. Most of them are in the “Sub-Saharan Africa” section, and not all of them have headlines ... Drives Europe and the EUBanking Baddies Get Help But Europe’s Car Industry is Left ... Against NeighboursTerror Financing Runs Wild in Saudi ArabiaThe Mother of the Two Christian Sisters [more...]

Date: 2008-11-22 04:54:00

Today Shore Was a Good ‘Un

Woke up and heard from Chuck E. Cheese today. We are gonna work on some animated pieces together for the chain. Can you say ROCK ON!? Lessee... ... , and more so, we are all friends...AND...a big shout out to Alan Luecke for his energy, his financing, his belief ... cupcakes/drinks out to the car, and walked down to Frank & Angie's for some [more...]

Date: 2009-02-04 04:21:39

The Best Ways to Finance a Vehicle

Buying a car is a big investment, no matter what your price range may be ... that come into play that are unique to your purchase. An older or well-used car may ... maintenance without the aid of a warranty. If you buy a new car or a used vehicle at a dealership, you’re [more...]

Date: 2009-02-21 16:45:56

Daschle May Have Tax Problem

ABC News has learned that the nomination of former Senator Majority Leader Tom Daschle (D-SD) ... through the Senate Finance Committee." "The controversy deals with a car and driver lent to Mr ... in anticipation of a closed door Senate Finance Committee session on his nomination on Monday [more...]

Date: 2009-01-31 00:16:16

The TKC Saturday Night Playlist!!! Derrick Thomas: Another Kansas City Fake Hero!!!

Today it was announced that Derrick Thomas will be in the NFL Hall of Fame ... around his neck to the bed in which he slept. Let's not forget that Thomas killed his friend the car ... vaguely related to finance will somehow save this town from Global Economic peril despite the fact [more...]

Date: 2009-01-31 04:46:18

Tesla Motors applies for $400 million government aid

Fledgling electric car company Tesla Motors has encountered financing problems recently, ... has already approved a $25 billion loan package designed to help American manufacturers create more efficient vehicles, but there are rumors that the rules of the loan could be altered to help [more...]

Date: 2008-11-21 17:28:00

GM, GMAC rev up incentives thanks to Treasury funds

Yesterday the U.S. Treasury announced it would be backing GMAC with $6 billion in total funding, and today both the car finance company and General Motors, which gets 85% of its customer loans ... be dropping its minimum credit rating floor from 700 points to 620 points, which [more...]

Date: 2008-12-30 20:53:00

Pwned

From the Irvine Housing Blog, via Atrios: Generation Y began buying starter homes in earnest during the Great Housing Bubble ... ) to their housing costs, plus trying to finance car payments and credit card debt is going to find it very [more...]

Date: 2008-09-25 16:20:19

Liberal utopia has a name, and it’s spelled D-E-T-R-O-I-T

What you get when you vote for socialists, thugs, and Corruptocrats, Part the Bazillionth: DETROIT — It may be tough to get financing for a new car these days, but in Detroit you can buy a house with a credit card. The median price of a home sold in Detroit in December was $7,500 [more...]

Date: 2009-03-03 20:31:50

I’m a bad American (repost)

This is a repost of a facebook note by Brian Byers - reposted with permission. Of course, I agree with the content. Enjoy! ... , but I use them wisely. None of them have balances which look like they were used to finance two cars [more...]

Date: 2009-02-21 18:04:36

Boost for Chinese Real Estate Industry

The Chinese real estate industry is set to receive a much-needed boost which may include an easing of restrictions on the purchase of second homes, ... to keep China’s GDP growth above 8% and has already approved similar plans for the steel, textile and car ... financial products to meet property developers’ financing demands. If the plan is passed, it is [more...]

Date: 2009-03-03 08:00:53

New Ford Fiesta, £178.24 inc VAT

I have been offered the following lease car deal, so here it is! I have just uploaded a new Ford Fiesta deal to my contract hire website! ... or private), I can’t display the price any other way but to show VAT seperately (sorry!).I get my car deals from many sources, main dealers, finance companies, or I work them out myself using different [more...]

Date: 2009-03-03 16:26:08

New Mini Cooper, £254.14 inc VAT

I have been offered the following lease car deal, so here it is! I have just uploaded a new Mini Cooper deal to my contract hire website! ... or private), I can’t display the price any other way but to show VAT seperately (sorry!).I get my car deals from many sources, main dealers, finance companies, or I work them out myself using different [more...]

Date: 2009-03-05 06:48:22

New Ford Fiesta, £178.25 inc VAT

I have been offered the following lease car deal, so here it is! I have just uploaded a new Ford Fiesta deal to my contract hire website! ... or private), I can’t display the price any other way but to show VAT seperately (sorry!).I get my car deals from many sources, main dealers, finance companies, or I work them out myself using different [more...]

Date: 2009-03-10 10:44:25

1 - 50 of 588 Posts
Page: First | < Preceding | Next >
0 | 1 | 2