‘Cash for Clunkers’

Speaking of that new reality show…. Barny Frank wants to tackle mortgage failures by reducing the loan priciple (rather than high interest rates) effectively buying bad loan risk people houses. So I guess I shouldn’t be surprised someone took this idea to heart and wants to buy them a car, too. Typical Democrats reinforcing bad behavior [more...]

Date: 2009-01-15 18:27:11

Blog posts (404) | Videos (165)
 

7 Deadly Sins of Personal Finance: Being Penny Wise, Pound Foolish

It’s fitting that the sixth deadly sin of personal finance would be this one, ... in a car loan with a high interest rate. If you’re planning on buying a house in the next year, avoid ... professional looking to buy a car and trying to find easy ways to some extra money. You stumble onto [more...]

Date: 2008-08-27 10:39:38

Mistakes Can Be Corrected, But Not Always

How many times have we heard of someone who felt they had made a bad deal or a bad payment plan choice? ... From the choice of the lender to an unfavorable interest rate, a personal loan instead of a URL=http://www.yourloanservices.com/bad-credit-car-loan-online.html car loan /URL or whatever it may [more...]

Date: 2008-11-29 19:41:30

Submitted by scouttle on January 31, 2009 - 5:57pm. A:An "unsecured debt" is a debt that has no collateral. A car loan is made against a car, a mortgage (usually) made against the house: if the debtor ... loans to other people. Generally, unsecured loans have higher interest rates and less favorable [more...]

Date: 2009-01-31 22:57:46

Car Loans for Everyone

With Rapid Car Loans, no problems can hold you back from placing your car on the road. Our widespread network of lenders would offer you low interest rates with guaranteed and instant approval wherein you can get auto loans approved within 48 hour of application. So get ready [more...]

Date: 2008-11-12 17:31:15

When Securitization Blew Up; So Did the Economy

“ Nothing we do for banks is for banks. It’s all for the benefit of the people that depend on banks — the businesses, the families, ... ” which provided wholesale funding for mortgages, car loans, student loans, and credit card debt ... have responded quickly to Bernanke’s interest rate cuts and aggressive injections of excess reserves [more...]

Date: 2009-03-05 12:38:51

Thank You, Poor People

I was talking to someone yesterday and I realized I've never properly thanked you for all the little things you do to make my life easier and ... and they send me all kinds of pre-approved offers with low, fixed interest rates. I love it. I used to love it more, when I could deduct my credit card and car loan interest, but I guess we all have to [more...]

Date: 2008-08-25 21:48:51

Naza Citra KopLink/AmBank 12-year loan

Need or want a 7-seater? Are you a government servant or an employee of a GLC? ... up with the Koperasi Pendidikan Usahawan Berhad and AmBank Berhad to offer a 12 year low interest rate loan ... such insanely long loans for a rapidly depreciating item such as a car but there is such an option [more...]

Date: 2009-01-18 15:35:54

Used Auto Loans Online at Low Interest Rates

Everybody has not enough money to pay for a new car. As for those who want to purchase a second-hand or used car, most of them apply for used car loans. This can be done before they purchase the car or during the process of buying the used car [more...]

Date: 2008-11-10 09:11:24

Bonnie CLAC

Typical car loans come at high rates of interest for people whose credit is not top-notch. So low-income people end up driving unreliable cars that get bad mileage. Bonnie CLAC is working to change that equation. [more...]

Date: 2008-12-27 13:02:48

Unforeseen Impact of the Stimulus Package: What’s Left in Your Wallet?

Immediately following the President Obama’s signing of the Stimulus Package, otherwise known as the “American Reinvestment and Recovery Act”( ... on credit cards. Interest rates have doubled on some cardholders, regardless of credit score ... on new home loans (21%) and used car loans (26%). No one knows this better than those in the trenches [more...]

Date: 2009-02-20 11:29:00

Progressives Have Come Up With A Bill Worth Backing But Will Rahm Emanuel And His Allies Kill It?

Yesterday Alan Grayson, the Blue America endorsed candidate for the Orlando congressional seat held by pathetic Bush rubber stamp Ric Keller, ... bad choices, then "credit" (mortgages, car loans, business loans, etc.) will disappear ... was created, whenever there was a need to ease credit, the Federal Reserve lowered interest rates and bought [more...]

Date: 2008-10-01 09:30:00

How did I get out of debt? Lessons learned.

After graduating college I had quite a nice debt. I had private loans from my two semesters at Penn State Erie , credit cards, ... that payment and rolled it to the loan that had the highest interest rate. I just kept rolling over ... I have now is the house I share with Monica (currently in her name.) My car is paid off. School is paid off [more...]

Date: 2009-02-13 15:31:28

Unsecured Loans

It seems that the economic and financial crisis is here to stay ... is that they have very nice interest rates for the personal loans, so if you need money fast ... expenses that arise like a car malfunction, or a sudden disease.And the problem is that banks don’ [more...]

Date: 2009-01-07 02:38:00

Google Keywords the complete list to $15

This is the second post of all the keywords from Google with $15. Hope you like it accounting software 15.99 business credit report 15 ... seattle 15.85 partypoker 15.85 insure 15.85 home loan company 15.85 best interest rate 15.85 adverse ... online help desk software 15.77 download america online 15.76 car hire in orlando 15.76 va home loan [more...]

Date: 2009-03-05 03:11:01

Joe Sixpack and the Subprime Crisis

The Subprime Crisis is a broken promise to Joe “Sixpack”. One Day in early 2006, Joe was feeling pretty darned good about himself ... up in the bank. He had no credit card debt. He owned his car free and clear. He looked at his pregnant wife ... % equals a payment of $1,787.50 a month and at 5.5% interest rate that equaled a loan of $315,000 [more...]

Date: 2008-10-11 20:31:04

Frozen Conventional Wisdom (by Don Boudreaux)

This report in today's Christian Science Monitor is typical of many such reports of late in taking George W ... of consumers applying for a car loan are being approved compared with 83 percent a year ago, says Art Spinella ... . The interest-rate gap between commercial bank lending and Treasury bills has eased from record levels a few [more...]

Date: 2008-10-03 14:56:06

Help a Reader: Home Equity Loan to Fund Insurance

Here's a question I recently received from a reader: My basic question is: ... mortgage aggressively after recently transferring my car loan to it. I see that mortgage interests help ... was mainly taken due to its 3.9% rate for-life-of-the-balance to transfer my 2nd mortgage which [more...]

Date: 2009-02-10 20:45:00

Finding Home Loans after Bankruptcy: It’s Hard but Can Be Done

After a bankruptcy most people feel hopeless. Don't feel this way! ... at your credit very closely and you would probably get a smaller loan than you would if you did ... for the highest interest rates for even a small purchase such as a car. Where a normal person would [more...]

Date: 2009-01-20 13:13:41

Paying Off Debt

Paying off debtThe Internet has opened up new choices for how we live in todays world ... from a new debt. A home loan, car loan, store card and many other types of credit are also ... for transfering your debt onto a lower interest facility, check out your credit rating [more...]

Date: 2009-01-14 21:14:37

Thank goodness for Sully.

It’s been quite a week. President Obama signed the stimulus package. Do we know if anyone voted for it in the House or Senate read the darn thing? ... payment to buy a new car, and the bank turned down the loan. This helps the economy how? There was some progress on housing. Low interest rates for qualified borrowers are a start. The President also [more...]

Date: 2009-02-20 22:33:00

John Conyers' Bankrupt Proposal

Todd Zywicki explains what's wrong with John Conyers' bill to let bankruptcy judges modify mortgage contracts ... in turn will require future borrowers to pay higher interest rates and upfront costs ... , and by any American who uses credit of any kind, from car loans to credit cards. The ripple effects [more...]

Date: 2009-02-13 17:35:00

Debt - Strategically Pay It Back

When paying back debt, a little strategy goes a long way. It can literally save you hundreds, even thousands of dollars in interest charges ... ” debt. Below are a few examples of both types of debt: Good Debt - Mortgage, Student Loan, Car ... Your Debt Make a list of all your debt: The amount of each, the monthly payment and the interest rate [more...]

Date: 2009-01-19 03:05:22

Personal Loans With Bad Credit

by Krissy Mangum Sometimes things are tough and the ceiling feels like it is caving in on you ... your car loan and anything owed to gambling debts. Be honest with your self and pay attention ... interest rate fee. If you end up using one then make sure you pay off the loan as fast [more...]

Date: 2009-03-03 08:52:29

SBI freezes car loan rates to spur demand

State Bank of India has frozen new car loan interest rates at 10% for one year. [more...]

Date: 2009-02-24 03:51:58

[IMG Ford Focus]

Ford Focus Car giant Ford: 'We won't ask for bail-out' Stalling car giant Ford posted its biggest-ever full-year loss of £10.2bn, but remained adamant it would not have to ask the US government for an emergency loan... Reader comments (3) LATEST ON... Oil prices Latest oil price and historic charts Interest rates [more...]

Date: 2009-01-31 13:41:43

Weekly Economic Potpourri November 29, 2008

Every week there are a numerous headlines that are worthy of mentioning but I simply run out of time. Here are a few headline news reports of interest from the past week.Japan’s Factory Output Falls as Turmoil Hurts ExportsJapanese manufacturers reduced production in October and plan further cutbacks as a worsening global financial crisis weakens [more...]

Date: 2008-11-29 18:46:00

You asked for fiction

As the golden sunlight of a late Michigan afternoon poured into Bob’s neat but modest home in one of the oldest residential sections of Detroit, ... like no administration had before. The economy was booming. Bob’s job as a janitor at the auto ... a large part of his nest egg into derivitives, which were guaranteed to climb because of their highly [more...]

Date: 2008-10-12 05:07:10

Life On Mars

Through some unknown quirk of fate, I have been thrust from 1973 into 2008. Never fear: my Time magazines came through the time warp with me. Here’s some clips: “John A. Love, President Nixon’s energy chief, predicts that it will be three to five years at best before world oil production and refinery capacity is increased enough to again bring [more...]

Date: 2008-11-25 06:42:14

Media & Politics (one section only today)

Permanent link to MTA daily media newsSorry to have abandoned you for the last week.  I needed to take some time off.  Sometimes I get so discouraged that I just can’t make myself do the day’s research.  I’ve spent almost eight and a half years tirelessly promoting the work of others, with almost no return.  It’s just too much to handle sometimes [more...]

Date: 2009-02-20 16:47:10

Word To The Wise: The Foreclosure Nightmare

Wake Up and Smell the Coffee!--PART 1 By E.A. Roberts As more heartsick seniors come to me as a volunteer attorney for advice on foreclosure options, I feel compelled to comment on the following issues as I see them: Reasons for the plight of our vulnerable older adults; How we as a nation arrived at a “mortgage meltdown” scenario; [more...]

Date: 2009-02-19 12:49:00

The Pros And Cons Of Buying A Pre-Owned Car

The purchase of automobiles, trucks, and their accessories become such a significant expense to most of us that we should all be very cautious in our ... . Because the car costs less, your loan term will be shorter, meaning you can save on interest costs ... vehicle, are enormous. However, there are some downfalls to used car purchasing too. To learn [more...]

Date: 2009-01-30 01:39:06

Problem Solved.

I've had numerous people ask me very similar questions recently and thought I'd create a summary answer here to which I can refer them. After explaining why I think we're in the mess we're in economically, I get some variant of the following:Okay, smart guy. If you were in charge, what would you do to fix it? Good question [more...]

Date: 2008-12-15 23:55:48

It Happened One Weekend: A Socialite in Harlem, the 'Meat-and-Potatoes' Market, Empty Open House, More!

1) A second-generation socialite bought a massive triplex (with 5,100-square-feet of wraparound terraces!) on Fifth Avenue ... that are now looking to take advantage of falling prices and low interest rates. They're looking ... in Bronx Park South, near the zoo. Free car service? Check. Developer covering closing costs? Check. So [more...]

Date: 2009-01-19 13:30:15

David Mamet must be feeling like a prophet

Remember Glengarry Glen Ross? His amazing play from the 80's about real estate sharks selling swampland in Florida? ... (they have usurious interest rates). I pay my credit cards in full. Every time. And if I can't pay ... , mall, whatever. Looks like you need a car to go somewhere for a walk. Why do people want to live [more...]

Date: 2009-02-09 15:04:00

IDFC: Buy

Investors with high risk-appetite and a two-three year investment horizon can consider investing in Infrastructure Development Financing Company ( ... the downturn and creditworthy clients which may protect the loan book from major slippages.In a falling interest rate scenario, the slightly longer duration of IDFC’s advances book, compared [more...]

Date: 2009-02-15 10:53:00

if you want to find top mortgage rates you may be best asking a mortgage broker

When you are tying to find a new mortgage product there are plenty of web sites available with suitable mortgage best buy comparison charts, ... now include a disclaimer that before selecting a mortgage and hitting the apply button, you should check ... to know, or at least have a good idea about. It’s how good are you likely to be seen as a credit risk [more...]

Date: 2009-01-27 06:21:16

[IMG Tesco Store]

Tesco's bank makes hay as rivals suffer Tesco has seen surge in popularity as snatches savings deposits and cashes in on High Street ... eet ete Where can I use Nationwide card for free? Product update: Abbey balance transfer Low interest rates can cut your IHT bill Pensioners should steer clear of corporate bonds Long-term fixed [more...]

Date: 2009-02-28 04:46:29

Compare and Select The Best Loan Among Different Loan Types

by Ada Denis Christmas time and the festive period in general is renowned for being a time where we all spend lots and sometimes more money than our ... to consolidate card and other debts but also perhaps to buy a new car, take a holiday, finance a wedding ... and credit cards to finance their purchases of gifts and other extravagances; in fact [more...]

Date: 2009-01-02 09:54:05

Make Repaying Your Student Loans Easier With Consolidation

There are very few people that have enough money to finance their own or their children’s post-secondary education without the benefit of ... loan into one account with one monthly payment. It doesn’t reduce the overall debt load, but it does make it more manageable. Many students also have credit card debts and perhaps a car loan on which [more...]

Date: 2009-02-03 07:00:30

How To Save Hundreds A Month On Your Mortgage

When it comes to American spending habits, the sad truth is that most people don’t put their financial assets to the best use ... such cutting unnecessary services, refinancing a car loan, paying off credit cards (to end the high cost ... with you if you have bad credit? Are you getting a new loan to refinance your rate? Or are you getting a loan [more...]

Date: 2009-03-10 10:55:59

The New Bad Deal

The Bear on Feb 03 2009 at 9:30 am | Filed under: Economy In 1939, ten years after the crash on Wall Street, the Secretary of the Treasury, ... . We are spending more than we have ever spent before and it does not work. And I have just one interest ... , from 1937 to 1939 “the value of all stocks dropped almost in half…Car sales plummeted one-third in those [more...]

Date: 2009-02-03 13:30:01

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... along the street promise "Financiamos a Todos"—Financing for All. On the same day she walked ... of businesses have made financing more readily available to even the riskiest of borrowers. Greater [more...]

Date: 2009-01-15 00:45:24

How About a Stimulus for Financial Advice?

This is a reprint from the New York Times, and this guy has got it precisely right.  Read, share, comment.     By ROBERT J. SHILLER Published: January 17, 2009 IN evaluating the causes of the financial crisis, don’t forget the countless fundamental mistakes made by millions of people who were caught up in the excitement of the real estate [more...]

Date: 2009-01-27 02:45:37

Buying a house at Christmastime is so fun

Update! On the real house! Which was originally supposed to close today (yeah, a few days before Xmas--great plan), but isn't, obviously.So lessee ... on a VA loan (at a lower rate, since rates have dropped**) from the Navy credit union--Mr. B.'s doing ... costs have risen since we originally had a loan approved on the dead cat house (for $100k more than [more...]

Date: 2008-12-22 20:49:00

How Wall Street's Woes Affect Car Shoppers

Usedsuvs Unless you have Bill Gates’ credit history — or you are Bill Gates — you may have trouble getting a loan to buy a car these days, ... , the loan will be rejected. "Some banks insist they haven't stopped giving auto loans, but they're charging such high interest they don't get any auto loan business." Dealers admit losing sales because [more...]

Date: 2008-09-16 15:45:26

Meet a self-described “bank terrorist”

Revolting (h/t: Moonbattery): Bruce Marks, founder of the leftist Neighborhood Assistance Corp ... “easy lending.” Listen to NACA’s pitch: “Come to NACA, and regardless of how bad your credit ... , while increasing the number of mortgages it restructures by lowering interest rates and extending loan [more...]

Date: 2008-11-20 23:53:27

Personal Balance Sheet, August 2008 ($174,669, +7.7%)

It’s a long-standing tradition at Consumerism Commentary to review the details of my finances at the end of every month, and it’s that time again. I start with a “net worth report,” a list of my bank account, credit card, and loan account balances, investment values, and some more ethereal numbers like my car’s value and “accounts receivable [more...]

Date: 2008-09-03 12:00:07

Economic Impact of an Energy Downturn - Revisited

Last spring, I was asked to give a short talk about the expected economic impact of an energy downturn, as part of a public health program called " ... in Figure 1. In this chart, I show demand increasing in the future at about the same rate that consumption ... domestic product for it. In many ways, oil is like food for your car, or food for the [more...]

Date: 2009-02-11 14:14:57

The President's Housing Plan

Text as posted for delivery: I’m here today to talk about a crisis unlike any we’ve ever known — but one that you know very well here in Mesa, and throughout the Valley. In Phoenix and its surrounding suburbs, the American Dream is being tested by a home mortgage crisis that not only threatens the stability of our economy but also the stability [more...]

Date: 2009-02-18 18:17:00

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