Check your “Credit Age”

Copyright © 2006-2009 Clever Dude. All Rights Reserved. I get a ton of emails each day with media releases and “check this URL out” requests ... can impact your entire life, from getting a mortgage or car loan, getting decent car insurance rates ... . Recently, though, I got a request to take a “Credit Age” quiz, and since I love rankings [more...]

Date: 2009-01-29 01:13:01

Blog posts (510) | Videos (174)
 

A Note On Auto Loan Interest Deduction

Before anyone pats too many members of Congress on the back for considering a move to make car loan interest deductible .. ... : * Personal interest on car loans, credit card balances, student loans, Internal Revenue Service interest ... individuals - and a reduction in an outlandish corporate tax rate of 50%. See this old NY Times item [more...]

Date: 2009-02-05 02:32:04

Refinancing Our Car Loan Worked for Us

car loan refinancing With the way the economy is today, everyone seems to be looking for a way to cut their monthly expenses ... his loan at an 18% interest rate. While there was no application fee, and the closing costs were ... . Besides a home mortgage, or rent, a car payment is probably the single biggest expense [more...]

Date: 2009-03-05 21:45:45

Being a Software Professional

Recently SBI slashed rate of interest for car loans. Just 10%. Enough for anyone to own a car ... , your loan will be disbursed this weekend. I was surprised too , this a sarkari setup and how the hell they can process a loan within 3-4 days. But then I said to myself, mainnu kee, and was happy [more...]

Date: 2009-03-03 03:28:45

16.4% APR $5,000 Auto Loan…HELP!

Are you the victim of a high interest rate auto loan? If so, the following email discussion may help you. Read on: DEAR LoanResources ... a month. I owe 4,414.00 on the car loan. This may not seem like a lot of money but I would like a lower interest rate on my car loan which is now $16.4% APR. I want to still pay it off in 24 [more...]

Date: 2009-02-26 11:00:54

How To Refinance You Bad Credit Car Loan

by Herman Smeltzer Have you ever wondered if it was possible to refinance a poorly made auto purchase? ... you can. The basic premise is this. At one time you only qualified for a bad credit car loan, with a very high ... to find a loan at a lower rate. This is an opportunity to lower those huge monthly payments for good [more...]

Date: 2009-03-06 10:21:37

Ask the Readers: How Should We Spend Our Inheritance?

Most of the questions I receive are from readers in their twenties and thirties. Many of them are just starting out in life ... .  We have about $20,000 in credit card debt at a interest rate of about 6%. We also have a car loan ... mortgage and second at a higher rate of about 7.5%.   We have a retirement plan at work [more...]

Date: 2008-08-29 12:00:03

Capital One Violates Bailout Terms - Screws Customers from whom they took Taxpayer Bailout Money

I’ve been getting a lot of emails from readers who - for arbitrary “business reasons” have had their credit card interest rates substantially ... to reduce car loans 45 percent this year. And barely two weeks after getting the bailout funds, it moved ... in the Washington area.” So Capital One took over 3 billion of our tax dollars to bail them out of ba [more...]

Date: 2009-02-07 23:21:15

Help a Reader: Debt versus House

Here's an email I recently received from a reader: Here is my personal situation: 25 years old, with bring home pay of $2775.17 a month ($4038 ... my car loan to a lower interest rate and upped my car payment by ~25%. This will be paid off Sept ... .64 gross pay). To debt: $520.23 a month auto loan, $6,000 left on loan, 6% interest $131 [more...]

Date: 2008-09-15 20:10:29

Italian Ministry approves scrapping incentive

The Italian Ministry Council today approved an economic stimulus package today that includes an auto scrapping incentive of up to 3,000 euros ... will more fuel-efficient models.Location:Home / Car News / ... Rate Post: (1 votes, average ... tax break for car loan interestIn a bid to further improve the economic stimulus bill, the US Senate [more...]

Date: 2009-02-08 22:19:26

Submitted by scouttle on January 31, 2009 - 5:57pm. A:An "unsecured debt" is a debt that has no collateral. A car loan is made against a car, a mortgage (usually) made against the house: if the debtor ... loans to other people. Generally, unsecured loans have higher interest rates and less favorable [more...]

Date: 2009-01-31 22:57:46

How To Save Hundreds A Month On Your Mortgage

When it comes to American spending habits, the sad truth is that most people don’t put their financial assets to the best use ... such cutting unnecessary services, refinancing a car loan, paying off credit cards (to end the high cost ... with you if you have bad credit? Are you getting a new loan to refinance your rate? Or are you getting a loan [more...]

Date: 2009-03-10 10:55:59

Free HPK (High Paying Keywords) for AdSense

Googling for the topic of this post can have you looking through subscription and pay sites all day - but we managed to find an actual free list of ... school loan consolidation $76.54 college loan consolidation $74.93 car insurance quotes $74.78 auto ... student $67.34 student loan consolidation rates $67.27 sell structured settlement $66.84 structured [more...]

Date: 2009-01-06 13:12:02

Someone Better Do Something

Here is a wonderful thought for this Monday morning. I just spoke to one of my favorite mortgage guys, Tim Fiero, of Home Lending Services ... Association of Realtors (CAR) and Congress jump on this problem, as Jumbo loan rates are already making ... conforming loan limit is now set at $546,250 for San Diego. According to Tim, if Congress doesn’ [more...]

Date: 2008-12-08 18:37:33

10 Reasons Why Credit Unions Kick Ass

Credit unions exist to help its members. Commercial banks exist to enrich their shareholders ... are often very low (or nonexistent), loan rates are often competitive, and they always try to sell you new ... Credit Union, a credit union in Maryland, the current rate on a 60-month loan for a new car starts [more...]

Date: 2008-12-18 12:48:11

new post

post content …up Tag cloud delaware park casino slots slot machines play online slots for free fun best refinance auto loan rates yohimbe ... phendimetrazine 35mg side effects the best freeroll poker sites 72 month used car loan calculator ... personal loan calculators download free slot machine games roulette system of a down [more...]

Date: 2009-02-09 14:59:30

When Securitization Blew Up; So Did the Economy

“ Nothing we do for banks is for banks. It’s all for the benefit of the people that depend on banks — the businesses, the families, ... ” which provided wholesale funding for mortgages, car loans, student loans, and credit card debt ... have responded quickly to Bernanke’s interest rate cuts and aggressive injections of excess reserves [more...]

Date: 2009-03-05 12:38:51

7 Deadly Sins of Personal Finance: Being Penny Wise, Pound Foolish

It’s fitting that the sixth deadly sin of personal finance would be this one, ... in a car loan with a high interest rate. If you’re planning on buying a house in the next year, avoid ... professional looking to buy a car and trying to find easy ways to some extra money. You stumble onto [more...]

Date: 2008-08-27 10:39:38

Used Auto Loans Online at Low Interest Rates

Everybody has not enough money to pay for a new car. As for those who want to purchase a second-hand or used car, most of them apply for used car loans. This can be done before they purchase the car or during the process of buying the used car [more...]

Date: 2008-11-10 09:11:24

Unforeseen Impact of the Stimulus Package: What’s Left in Your Wallet?

Immediately following the President Obama’s signing of the Stimulus Package, otherwise known as the “American Reinvestment and Recovery Act”( ... on credit cards. Interest rates have doubled on some cardholders, regardless of credit score ... on new home loans (21%) and used car loans (26%). No one knows this better than those in the trenches [more...]

Date: 2009-02-20 11:29:00

Progressives Have Come Up With A Bill Worth Backing But Will Rahm Emanuel And His Allies Kill It?

Yesterday Alan Grayson, the Blue America endorsed candidate for the Orlando congressional seat held by pathetic Bush rubber stamp Ric Keller, ... bad choices, then "credit" (mortgages, car loans, business loans, etc.) will disappear ... was created, whenever there was a need to ease credit, the Federal Reserve lowered interest rates and bought [more...]

Date: 2008-10-01 09:30:00

Financing Auto Loans or Car Loans After Bankruptcy

If you do not begin establishing a good credit history after bankruptcy, your credit score will not improve. If filing bankruptcy, it is wise to educate yourself on ways to quickly boost credit rating. One such tactic includes financing an automobile. Most auto loan lenders offer loans to people with bad [more...]

Date: 2009-02-19 06:40:08

GMAC limits loans to buyers with 700+ FICO rating

Filed under: Car Buying, GMIf you're in the market for a new car, you'd better get your credit score in order first ... some sales, but according to credit information services company Experian, 74.3% of all auto loans went ... . Auto lending units are looking for top tier customers right now, and GM's captive credit arm [more...]

Date: 2008-10-14 12:52:03

Admirable Effort

Admirable Effort Seriously? The tellers at the drive-thru of my credit union keep trying to sell me stuff. Today they wanted to know if I'd thought about refinancing my car, or getting a loan to purchase a new one. Rates start at just 5.49%! I appreciate the effort. My background was in marketing [more...]

Date: 2008-09-17 19:59:11

Auto loans: Floating rate is in

Most car buyers, when applying for a loan, grapple with the question of whether they should opt for a fixed or a floating rate option. [more...]

Date: 2008-08-20 17:24:28

Bonnie CLAC

Typical car loans come at high rates of interest for people whose credit is not top-notch. So low-income people end up driving unreliable cars that get bad mileage. Bonnie CLAC is working to change that equation. [more...]

Date: 2008-12-27 13:02:48

Naza Citra KopLink/AmBank 12-year loan

Need or want a 7-seater? Are you a government servant or an employee of a GLC? ... up with the Koperasi Pendidikan Usahawan Berhad and AmBank Berhad to offer a 12 year low interest rate loan ... such insanely long loans for a rapidly depreciating item such as a car but there is such an option [more...]

Date: 2009-01-18 15:35:54

2008 BMW Models Get 0.9% Financing

The 2009 BMWs are on the way, and it’s time to get rid of the 2008s ... % financing for qualified buyers. What does that mean? The current average loan rate is 6.78 ... down on the car (and let’s keep tax out of the equation), your monthly payment would be $779.70 [more...]

Date: 2008-08-21 17:35:00

Tax Credits Help Home Buyers

RISMEDIA, March 5, 2009-(MCT)-Minette and Efren Gomez spent much of last year looking for a house to buy and finally settled on a new townhome at ... rate, a no-down-payment Veterans’ Administration loan and $24,000 in builder incentives, enough to pay off a car loan and cover starter home costs. The temporary tax benefits were credited [more...]

Date: 2009-03-04 21:50:19

Customer reviews improve intent-to-buy metrics for Cars.com

This blog entry was guest written by Ashley Moreno, Marketing Analyst ... to dealer maps from inventory pages Click rates to the “Finance and Loan” calculator from inventory ... to some 10 million car shoppers a month, served as a great test case. While Cars.com does not sell anything [more...]

Date: 2008-09-30 15:59:35

SBI freezes car loan rates to spur demand

State Bank of India has frozen new car loan interest rates at 10% for one year. [more...]

Date: 2009-02-24 03:51:58

Google Keywords the complete list to $15

This is the second post of all the keywords from Google with $15. Hope you like it accounting software 15.99 business credit report 15 ... seattle 15.85 partypoker 15.85 insure 15.85 home loan company 15.85 best interest rate 15.85 adverse ... online help desk software 15.77 download america online 15.76 car hire in orlando 15.76 va home loan [more...]

Date: 2009-03-05 03:11:01

My Favorite Debt

I picked up a hitchhiker this morning and he identified me immediately: “You’re a Cedarville student, aren’t you?” Is it that obvious? ... that usually takes him an hour because he doesn’t have a car. “Neither do I, this is my brother’s.” ... . At this rate I might even pay off my student loans before repaying kindness owed, but at least this is a debt [more...]

Date: 2009-03-10 01:37:59

Frozen Conventional Wisdom (by Don Boudreaux)

This report in today's Christian Science Monitor is typical of many such reports of late in taking George W ... of consumers applying for a car loan are being approved compared with 83 percent a year ago, says Art Spinella ... . The interest-rate gap between commercial bank lending and Treasury bills has eased from record levels a few [more...]

Date: 2008-10-03 14:56:06

Let’s make this a cash recovery

The rich rule over the poor, and the borrower is servant to the lender. ~Proverbs 22:7 (NIV) ... me wonder what a car would cost if only a three or five-year loan was available rather than a seven-year ... , initially-low adjustable-rate mortgages, as well as taking loans that had debt-to-income ratios over [more...]

Date: 2009-02-24 01:46:24

Commercial Loans for Pakistani Women Entrepreneurs

In Pakistan, women’s active/acknowledged participation in economic activities is quite low as compared to other developing economies ... ) Three Quarter- Yearly Report, “Women have 13.5 percent Crude Activity (Participation) Rate (CAR ... banking channels. The reasons given were: Difficulty in providing collateral Lack of credit [more...]

Date: 2009-02-23 22:36:13

Unsecured Loans

It seems that the economic and financial crisis is here to stay ... is that they have very nice interest rates for the personal loans, so if you need money fast ... expenses that arise like a car malfunction, or a sudden disease.And the problem is that banks don’ [more...]

Date: 2009-01-07 02:38:00

Economic Recovery

“When the economy recovers,” I heard several talking heads agree during the weekend interview programs, everything will be ok ... all, constructed on debt.  Mountains of debt.  Bank debt.  Housing debt.  Car debt.  Student loan debt ... m surprised that we have not already seen protests in our streets.  The official unemployment rate [more...]

Date: 2009-02-17 02:40:00

Thank You, Poor People

I was talking to someone yesterday and I realized I've never properly thanked you for all the little things you do to make my life easier and ... and they send me all kinds of pre-approved offers with low, fixed interest rates. I love it. I used to love it more, when I could deduct my credit card and car loan interest, but I guess we all have to [more...]

Date: 2008-08-25 21:48:51

John Conyers' Bankrupt Proposal

Todd Zywicki explains what's wrong with John Conyers' bill to let bankruptcy judges modify mortgage contracts ... in turn will require future borrowers to pay higher interest rates and upfront costs ... , and by any American who uses credit of any kind, from car loans to credit cards. The ripple effects [more...]

Date: 2009-02-13 17:35:00

Roush Racing and the New York Times

Hard as it is to keep up with the current financial tentacles that are becoming more convoluted with each merger or “alliance” of NASCAR teams it’s ... nationals at loan shark rates. Reblog this post ... the hood above a “Lumber Liquidators” sponsor logo, the red and white car slowly made its way [more...]

Date: 2009-01-28 18:31:18

Money Money Money

This isn't even vaguely funny. It wasn’t a dumb idea – a huge injection of public money to save the ailing French car industry ... Renault and PSA will have to pay all this money back. Rates on the loan have been fixed ... . Peugeot-Citroen , known as PSA and Renault got a 6 billion Euro loan from state coffers [more...]

Date: 2009-02-13 17:03:43

Personal Loans With Bad Credit

by Krissy Mangum Sometimes things are tough and the ceiling feels like it is caving in on you ... your car loan and anything owed to gambling debts. Be honest with your self and pay attention ... interest rate fee. If you end up using one then make sure you pay off the loan as fast [more...]

Date: 2009-03-03 08:52:29

How did I get out of debt? Lessons learned.

After graduating college I had quite a nice debt. I had private loans from my two semesters at Penn State Erie , credit cards, ... that payment and rolled it to the loan that had the highest interest rate. I just kept rolling over ... I have now is the house I share with Monica (currently in her name.) My car is paid off. School is paid off [more...]

Date: 2009-02-13 15:31:28

Thank goodness for Sully.

It’s been quite a week. President Obama signed the stimulus package. Do we know if anyone voted for it in the House or Senate read the darn thing? ... payment to buy a new car, and the bank turned down the loan. This helps the economy how? There was some progress on housing. Low interest rates for qualified borrowers are a start. The President also [more...]

Date: 2009-02-20 22:33:00

A Bottom-Up Bailout Rather Than Trickle-Down

Hank Paulson has just about burned through $300 billion, and it's not clear what the public has got out of it ... banks have not significantly stepped up their loans to small businesses, college students, car buyers, or distressed homeowners. Much of the auto industry is on the verge of bankruptcy. And the rate [more...]

Date: 2008-11-18 21:33:00

Help a Reader: Home Equity Loan to Fund Insurance

Here's a question I recently received from a reader: My basic question is: ... mortgage aggressively after recently transferring my car loan to it. I see that mortgage interests help ... was mainly taken due to its 3.9% rate for-life-of-the-balance to transfer my 2nd mortgage which [more...]

Date: 2009-02-10 20:45:00

Which Is More Secure: Your Job Or Your Car?

by Susan TannerSecurity always becomes a concern when the state of the economy is questionable ... of auto insurance companies all offering competitive rates, you may ask which one best suits your needs ... of the insurance company covering the cost of your car loan in the event of total loss [more...]

Date: 2009-01-25 09:48:07

GM, GMAC rev up incentives thanks to Treasury funds

Yesterday the U.S. Treasury announced it would be backing GMAC with $6 billion in total funding, and today both the car finance company and General Motors, which gets 85% of its customer loans ... be dropping its minimum credit rating floor from 700 points to 620 points, which [more...]

Date: 2008-12-30 20:53:00

Joe Sixpack and the Subprime Crisis

The Subprime Crisis is a broken promise to Joe “Sixpack”. One Day in early 2006, Joe was feeling pretty darned good about himself ... up in the bank. He had no credit card debt. He owned his car free and clear. He looked at his pregnant wife ... % equals a payment of $1,787.50 a month and at 5.5% interest rate that equaled a loan of $315,000 [more...]

Date: 2008-10-11 20:31:04

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