Feeling Powerless

Yesterday morning I found out that my bank has decided that the paycheck I deposited last week is non-negotiable. This is after I've already used the funds to pay the rent, the credit card bill, the car loan, and my school loan. No one at the bank can tell me why the check was not negotiable because apparently [more...]

Date: 2008-10-09 21:56:00

Blog posts (363) | Videos (181)
 

AccountNow Prepaid Visa Review

You don’t need to be embarassed about not having a credit card to make online purchases, register a Paypal account, rent a car, ... your credit with the new iAdvance loan option(SM)Instant guaranteed approval* – no credit check [more...]

Date: 2009-02-04 16:17:14

Paying Off Debt

Paying off debtThe Internet has opened up new choices for how we live in todays world ... from a new debt. A home loan, car loan, store card and many other types of credit are also ... for transfering your debt onto a lower interest facility, check out your credit rating [more...]

Date: 2009-01-14 21:14:37

Check your “Credit Age”

Copyright © 2006-2009 Clever Dude. All Rights Reserved. I get a ton of emails each day with media releases and “check this URL out” requests ... can impact your entire life, from getting a mortgage or car loan, getting decent car insurance rates ... . Recently, though, I got a request to take a “Credit Age” quiz, and since I love rankings [more...]

Date: 2009-01-29 01:13:01

This & That

I’m feeling much better these last couple days so I’ve been back at work, once again a productive member of society ... check to pay off my car loan a year and change early.  I always pay off my credit cards so the only ... about $100,000 less now than when I bought mine.  Sigh.  I’m now going to start putting my former car payment [more...]

Date: 2009-02-21 03:51:43

Finally: Republicans Finger Democrats as Responsible for Fannie/Freddie Meltdown

—Ace Good video report from Jim Angel at FoxNews. It should be noted that "Republicans" do not include "McCain ... guaranteeing a trillion new dollars for no-money down car purchases with no credit checks or proof ... in demogogic populism, blaming Wall Street for "forcing" loans on poor people who coudn't afford [more...]

Date: 2008-09-24 00:11:22

Credit Repair Isn’t Impossible

There are many options for credit repair today, so finding your solution may not be so simple, especially if you’re really down-and-out! ... to know there are a many ways to do so. First thing is to check your free credit score with Experian ... what is known as “good debt,” such as a mortgage, a school loan, a car loan or a self-financed [more...]

Date: 2008-11-12 08:06:16

High Paying keywords $16 part 3

Here is the best Adsense high paying keywords for $16 and up next week we will give you more higher keyword do not forget to check out RSS for more ... 16.68 florida injury lawyer 16.68 defaulted student loan 16.68 associate card credit 16.68 bad ... car rental 16.63 online paralegal degree 16.62 no fee refinance 16.61 air miles credit card 16.6 [more...]

Date: 2009-03-08 05:28:41

Why the Dollar is Getting Stronger

When people first take an interest in finance (beyond balancing a checking account and buying a few stocks here or there) ... in our economy.  All of the credit card balances, mortgages, car loans, government debt, CD's, bonds [more...]

Date: 2009-02-27 14:25:43

New Year's Resolution Check-In

So, since last I whined here, I paid bills (ah, the joys of the once monthly paycheck!) and looked over the Great Credit Card Project of 2008 ... have student loan debt, and car payment debt, but still, according to my calculations ... . While the paying down of the debt is slow (and slower still because I will need to send a check [more...]

Date: 2008-08-29 10:59:00

Trying To Find Great Career Opportunity? Have You Considered Banking Jobs?

It’s always a delight to get the keys to a new car, in fact, it’s one of the best feelings ever! ... for the car. Unless you have cash in hand, you’ll need some type of auto loan. When you think ... tools. They analyze your credit, determine your cash flow analysis and check your employment [more...]

Date: 2008-12-19 10:16:03

Our Plan

I think Mrs. Yeoman Farmer and I have figured out how we're going to weather the upcoming financial crisis: ... , I went out to check the mail. Once again, my mailbox was stuffed with credit card offers. And a couple ... out that I was eligible for a $50,000 auto loan...and was I interested in buying a car? No, I replied [more...]

Date: 2008-11-12 19:41:00

Comics Economics, Part 6

Today, we're talking about credit. As always, I'm going to try to tackle this from a practical point-of-view, ... , there's still a great deal of flexibility in how/when you pay back that loan. A bar tab would be a less ... have a distinct and finite number of payments. Probably the most common examples of these are car loans [more...]

Date: 2008-11-17 01:28:00

Yep I'm one of those....

(Sorry, my blog can't fit the whole image. Click here to read the poem). Actually, I do. Love my job, I mean ... . What do I do that I enjoy so much, you may be wondering? I'm a, uh, loan officer at a credit union. True ... like a mini vacation in a way.Bonuses. If we make goal, we get money! Now there's no $10,000 bonus check [more...]

Date: 2008-08-21 11:01:03

WHERE THERE'S A WILL, THERE'S SOME PAY!

The entire world is in financial free fall. Except me.I'm not bragging. But it's true. I'm doing better now than ever. So how is it that I have skated unscathed through the financial shrapnel, while once-wealthy bankers dive head-first into the Wall Street pavement like Michael Phelps after a dorm-room bong hit?Wouldn't you like to know? [more...]

Date: 2009-02-18 02:05:00

Media & Politics (one section only today)

Permanent link to MTA daily media newsSorry to have abandoned you for the last week.  I needed to take some time off.  Sometimes I get so discouraged that I just can’t make myself do the day’s research.  I’ve spent almost eight and a half years tirelessly promoting the work of others, with almost no return.  It’s just too much to handle sometimes [more...]

Date: 2009-02-20 16:47:10

Torn or, Is It Really Bailing Out If You Don't Solve Anything?

I'm going to take a minor break from the faith stuff that I typically do on Fridays and talk about what many others are thinking about and it's the ... extravagantly, outside my means. My wife is at home with our kids. We have a paid for car. We don't have credit cards. We give, we save. We pay our bills on time. Why should we bail out people who got [more...]

Date: 2008-09-26 10:54:00

MIT Students Invent Energy-Harvesting Shock Absorber, Plan to Take Over the World

Zack Anderson , senior in elecrical engineering and computer sciences, holds a GenShock prototype up to a Humvee coil spring where it is installed. Photo via MIT, credit Donna CoveneyFor once we just might be excited about going on a bumpy ride ... . An active electronic system controls the hydraulics and the car has a smoother ride while also [more...]

Date: 2009-02-13 14:57:00

A Cluttered Mind

I've been trying to figure out which tarot card exemplifies the theme of my life at the moment and like potato chips, I can't pick just one ... I can't pay the bill. If you feel inclined to help, check out my tarot reading page and I'd love ... esoterically when I've got pentacles problems staring me in the face. My car needs a major repair [more...]

Date: 2008-01-14 23:44:00

Ten steps to take before buying a home

I found this entry from back in March, 2005. It’s useful information, especially now as we enter the fall market ... in the back seat of my car…) 3. Select three or four neighborhoods you’d like to live in. Consider ... more down at losing, depending on the type of mortgage you end up getting.) 5. Get your credit in order [more...]

Date: 2008-08-26 19:00:25

Brother, Can You Spare a Mortgage Payment?

I'd like to continue just one more post on the sub-prime mortgage crisis riff I went on yesterday ... , they shouldn't lend you any money. No broke person with questionable credit is going to write a check ... and dreaming up these funky loan products -- consumers should have done their homework and been honest [more...]

Date: 2008-09-16 16:37:10

if you want to find top mortgage rates you may be best asking a mortgage broker

When you are tying to find a new mortgage product there are plenty of web sites available with suitable mortgage best buy comparison charts, ... now include a disclaimer that before selecting a mortgage and hitting the apply button, you should check ... to know, or at least have a good idea about. It’s how good are you likely to be seen as a credit risk [more...]

Date: 2009-01-27 06:21:16

Your Future without Debt!

by Eric Jilson There is a lack of financial and investment education in our schools, among the many things not taught. If you are a high school graduate that doesn’t know much about finance, except how to write ... to be eliminated. Non-tax deductible debts are lines of credit, bank or car loans. Because you are adding [more...]

Date: 2008-08-07 23:45:29

Stop Short Sale Bait and Switch

This really gets me angry. I think it's past time to declare war on this subject. I hope folks will send copies of this to their legislator and congresscritter and demand immediate action in no uncertain terms. Actually, existing law should be more than adequate to cover this - so send your governor and attorney general such missives, as well [more...]

Date: 2008-11-19 14:44:18

Dream Big, Start Small

Recently, I have been browsing forums on renovations, looking for floor plans of different hdb flats (just out of curiosity) ... -payment, renovations, car, wedding dinner, wedding gown package, wedding bands, honeymoon, etc came ... drastically. At that rate, how can they get married next year? Like that how? No wonder many young [more...]

Date: 2009-02-19 17:08:48

Newsletter Issue #470

THIS WEEK’S TECH NIGHT OWL LIVE RADIO UPDATEYou can bet that retailers are going to pore over the receipts for Black Friday and Cyber Monday to check the potential for decent holiday sales. I know that local stores seemed mighty busy all weekend, so I suppose there is hope, although it is also clear that shoppers are looking for bargains [more...]

Date: 2009-01-29 22:01:19

Bankruptcy Advice You Might Find Helpful

If you already have an extremely low credit score due to years of missed payments, collection accounts and charge-offs, ... to want to give you a loan again, but it’s better than lying in bed each morning, too depressed ... , seeking advice can often point you in the direction of helpful credit report repair and debt management [more...]

Date: 2008-10-28 11:36:23

What should we do?

One of the more frustrating things in all of this financial security mess is that the FAA is doing a crappy job of informing people about what they ... that do this. When you apply for consumer credit- a mortgage, a car loan, a credit card at the local ... , or bank routing information. That said, I have personally heard of people’s banks and/or credit [more...]

Date: 2009-02-14 02:48:45

GOP to Unions: Drop Dead

GOP to Unions: Drop Dead December 16th, 2008 I must have been so busy last week with holiday matters that I missed the story of Republican senators explicitly detailing their blockage of the Big 3 automakers’ loan request. Not for any ... after the election. This is a precursor to card check and other items. Republicans should stand firm [more...]

Date: 2008-12-16 20:19:18

Budgeting and Saving is Possible!

by Michael Benifez The level of personal savings has dropped to a concerning degree, even though it is understood that it is vital to save to be able to guarantee future comfort and security. You should teach yourself how to stay on track with your monthly expenses using a budget that will also allow you to build up surplus cash as a savings [more...]

Date: 2008-11-08 10:16:44

How did I get out of debt? Lessons learned.

After graduating college I had quite a nice debt. I had private loans from my two semesters at Penn State Erie , credit cards, ... that payment and rolled it to the loan that had the highest interest rate. I just kept rolling over ... I have now is the house I share with Monica (currently in her name.) My car is paid off. School is paid off [more...]

Date: 2009-02-13 15:31:28

Checks and Balances

Four people close to me were laid off from three different companies on the same Wednesday in January and selfishly, I really, really wish it hadn’t happened because some of those people were also co-workers and I miss them every day and the survivor’s guilt coupled with the lonely absence that is now the desk adjacent to me are a bad combination [more...]

Date: 2009-02-23 23:56:43

They Broke the Economy - Now What?

Note: This post is like nothing I’ve ever written on this blog. Some of you may think I’ve lost my marbles. It may shock some of you ... the damages, the government wants to loan and give away nearly 1 trillion dollars it does not have. The first ... to write a check to cover my mortgage and utilities. Unfortunately for us, this is not a problem [more...]

Date: 2008-09-30 15:59:14

Save Money When You Buy a Car

Buying a new car may be an every-day occurrence for some people, but for most of us it's a pretty big deal, and these days, ... . Especially on leased or used vehicles, the bulk of a dealer's profit comes from their in-house financing ... bet is to visit your bank or credit union, and go to the dealer with your financing already arranged [more...]

Date: 2008-09-09 16:15:00

David Price

A friend and reader was kind enough to share this email from Representative David Price in response to a query about his position on the "bailout" ... depending on a sound economy and the availability of credit to buy a house or car, to run their business ... for a blank check for $700 billion to purchase mortgage-backed securities and stabilize the [more...]

Date: 2008-09-30 09:55:00

Make Repaying Your Student Loans Easier With Consolidation

There are very few people that have enough money to finance their own or their children’s post-secondary education without the benefit of ... loan into one account with one monthly payment. It doesn’t reduce the overall debt load, but it does make it more manageable. Many students also have credit card debts and perhaps a car loan on which [more...]

Date: 2009-02-03 07:00:30

Trillion-Dollar Scam?

RG mail Even as the media continue to repeat the claim that credit has frozen up, evidence has emerged suggesting the entire story is wrong ... he was asking, the results would be disastrous: “Even if you have good credit history, it would be more difficult for you to get the loans you need to buy a car or send your children to college [more...]

Date: 2009-01-03 19:26:33

Empty Boxes

Hammers hang in neat rows on Home Depot’s wide aisle, a shining promise of self-reliance that goes back centuries. The person who could wield a hammer with some skill and intelligence and not a little bravery had the potential to meet the world on equal terms and become a builder, someone whose work promised immortality [more...]

Date: 2009-02-13 04:59:03

THE ROLE OF MAINSTREAM MEDIA

Howard Kurtz writes the Media Notes for the “Style” section of WaPo. He often makes useful observations about “the state of the media.” Sometimes a little late.In a 6 October story titled “Press May Own a Share in Financial Mess” he summarizes the views of several in MainStream Media – including WaPo’s new Executive Editor Marcus Brauchli “who was [more...]

Date: 2008-10-11 17:13:00

The First To Fall And The Last To Rise

The Manteca Bulletin reports from California. “In the go-go days of stratospheric housing price increases some newer neighborhoods - such as Woodward Park, Diamond Oaks, and Villa Ticino - were seeing prices jump as much as $5,000 a month. Now those neighborhoods have returned back to earth as closed deals so far this month signal that banks are [more...]

Date: 2008-10-11 18:59:11

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... along the street promise "Financiamos a Todos"—Financing for All. On the same day she walked ... of businesses have made financing more readily available to even the riskiest of borrowers. Greater [more...]

Date: 2009-01-15 00:45:24

Ultra-Bedouin Worker Road Trip

We’ve been talking about bedouin workers for a while now, but a recent interview on webmonkey with two mega-bedouins simply made us smile ... chunk of cash, since between my credit and the state of the economy, we weren’t exactly going to get a car loan for the RV we live in. Aside from that, we basically just gave most of our stuff away [more...]

Date: 2008-10-28 17:32:02

Buying a house at Christmastime is so fun

Update! On the real house! Which was originally supposed to close today (yeah, a few days before Xmas--great plan), but isn't, obviously.So lessee ... on a VA loan (at a lower rate, since rates have dropped**) from the Navy credit union--Mr. B.'s doing ... costs have risen since we originally had a loan approved on the dead cat house (for $100k more than [more...]

Date: 2008-12-22 20:49:00

Thank You, Poor People

I was talking to someone yesterday and I realized I've never properly thanked you for all the little things you do to make my life easier and ... and they send me all kinds of pre-approved offers with low, fixed interest rates. I love it. I used to love it more, when I could deduct my credit card and car loan interest, but I guess we all have to [more...]

Date: 2008-08-25 21:48:51

More Bank Hoarding as Velocity of Money Slows

A: Watching these St. Louis Fed charts come out is like seeing the scope of this credit crisis right in front of you. Its nutz! ... reserve banking system where only 10% is required to held in reserve, and is a sign that credit ... , positive wealth effect, a strong jobs market, a fixed credit system, and confidence in housing [more...]

Date: 2009-01-27 15:12:49

Money 101 for screenwriters

Most of the questions I answer on this site are from readers who hope to become professional screenwriters. A small percentage of these readers will succeed, and suddenly face a new category of questions about What Happens Next. Having watched former assistants and other young writers cross the line into professional work, [more...]

Date: 2008-12-18 19:02:50

Back to Basics: Reduce your debt

Being in debt simply means that at one point you borrowed money to fund some purchase, and are now paying it back over time. ( ... , a student loan, a mortgage, a car loan, a title loan, a pawn ticket, or a credit card balance ... one’s means, is usually a bad use of debt. Buying a car with a loan, though sometimes unavoidable [more...]

Date: 2008-11-16 07:24:43

Moving Memphis From Pay Day Lending To Micro-Lending

It seems more than passing strange that at a time when local government is considering a lawsuit against the predatory lending that contributed to ... the predatory lending that is the underbelly of our personal finance businesses – pay day loan companies, title loan businesses and check-cashing storefronts.It made for an odd tableau at last week’s [more...]

Date: 2008-12-08 00:33:00

about it recently, but this weekend's festival is actually a pretty big deal. Historically, local giant fests don't go so well when set up near New York, but this one seems to have the backing and support to actually get done right. First off, it certainly helps to have a band like Radiohead headline two nights [more...]

Date: 2008-08-08 18:53:54

Costly Shibboleths

shibboleth: Modern usage: refers to any "in-crowd" word or phrase that can be used to distinguish members of a group from outsiders - even when not used by a hostile other group. The word is also sometimes used in a broader sense to mean jargon, the proper use of which identifies speakers as members of a particular group or subculture [more...]

Date: 2009-02-26 02:59:30

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