Refinancing Our Car Loan Worked for Us
car loan refinancing With the way the economy is today, everyone seems to be looking for a way to cut their monthly expenses ... his loan at an 18% interest rate. While there was no application fee, and the closing costs were ... . Besides a home mortgage, or rent, a car payment is probably the single biggest expense [more...]
Date: 2009-03-05 21:45:45
Blog posts
(98) |
Videos
(163)
Solving Money Troubles
Oct.23, 2008 in FinanceFinancial crisis. Money troubles. Banking crises. We hear these words for numerous times every day ... , you can always find the best car loan possible and reduce monthly car payment by refinancing your existing auto [more...]
Date: 2008-10-23 11:25:14
Bad Credit No Problem
One of our vehicle’s lease is up in three month’s time. I am talking about my husband’s truck or pick up ... and it does not matter where you are purchasing your vehicle. So, for new, used or refinancing your car ... . When we got this vehicle, we opted for the lease instead of buying it because we are not sure [more...]
Date: 2008-09-16 18:21:41
Desert Scorn
by AC Guillermo It is ironic how the two major sports car series in North America are ending their seasons. The Grand-Am at a dusty, empty raceway with a disappointing, dwindling car count ... reject his refinancing application?” Well all you conspiracy theorists can rest easy. A.C. still knows [more...]
Date: 2008-09-24 14:18:31
How To Save Hundreds A Month On Your Mortgage
When it comes to American spending habits, the sad truth is that most people don’t put their financial assets to the best use ... such cutting unnecessary services, refinancing a car loan, paying off credit cards (to end the high cost ... with you if you have bad credit? Are you getting a new loan to refinance your rate? Or are you getting a loan [more...]
Date: 2009-03-10 10:55:59
Admirable Effort
Admirable Effort Seriously? The tellers at the drive-thru of my credit union keep trying to sell me stuff. Today they wanted to know if I'd thought about refinancing my car, or getting a loan to purchase a new one. Rates start at just 5.49%! I appreciate the effort. My background was in marketing [more...]
Date: 2008-09-17 19:59:11
Discover Here Necessary Knowledge - Refinancing Auto Loan
Refinancing your auto loan will reduce your monthly car payment. This will allow you to use some extra money to pay off other bills. For example your credit cards or payday loans. Anyway, you may ask yourself is there any way I can get the cheapest auto refinance loan possible? Of course there are some and if you follow [more...]
Date: 2008-11-14 13:27:30
Still More An Art Than A Science
A report from the Oregonian. “Time ran out for the Bali family Thursday morning when a Clark County sheriff’s deputy arrived in an unmarked car ... available for buying or refinancing, according to Kurt Nilsen, a mortgage broker who works mainly [more...]
Date: 2009-02-26 17:21:25
Auto Loan
Automobile is becoming one of the most important necessities in people’s life in the modern society. Comparatively speaking, automobile can be one of the expensive items you’ve got in your daily life. Finding the best way to finance the purchase or refinancing a new or leased car [more...]
Date: 2008-08-15 11:12:45
Financial Alternatives
I mentioned in my previous post about advance loans. There’s another site I saw that also give payday loans ... to do it. They have options for debt consolidation loans, car loans, refinancing, mortgages, debt settlement [more...]
Date: 2008-10-10 14:34:00
TGIF Randomosity
$AAPL iPhone shows 327% market share gain in third quarter. The iPhone has about 16% of the smartphone market share ... . Imagine that with a Chevy Volt! And it's not like you can plug your car in to its cigarette lighter ... . No refinancing your existing mortgage. I guess you could buy a new home down the street, maybe even [more...]
Date: 2008-12-05 17:31:00
Need + Ignorance = Profit
Need + Ignorance = Profit Posted November 24th, 2008 by Prometheus 6 in Economics There’s often nothing illegal about this booming and largely ... , advertising in the usual low-rent ways: talk-radio ads, Web come-ons, fliers on car windshields ... rate to as low as 4%. No refinancing — no closing costs. Reduce your monthly payment. Foreclosures [more...]
Date: 2008-11-24 11:22:45
Frustration In An Upside Down Real Estate World
By now everyone understands that the insane run up in real estate prices was fueled by easy credit ... that reaches the top of its climb, it came crashing down with a vengeance. Prices collapsed and refinancing ... to trade in a three-year-old car only to find that it was worth less than remaining balance on the loan [more...]
Date: 2008-09-15 11:00:15
Realizing your dream - Part 2
CostIn order to buy your dream house, you have got to get a loan (unless of course if you have the MONEY) ... depending on the BLR, but on daily rest while the fixed rate ones are like car loan, fixed annual rate ... there are no early payments and refinancing? Let me give you a rough calculation:Loan amount : RM300,000Loan [more...]
Date: 2007-08-29 10:58:00
My Plan to Bail Out GM
As John Kerry used to say, "I have a plan. It's a great plan. It's a stupendous plan ... at the same time? In order to qualify for refinancing, a homeowner would also have to buy a $GM car [more...]
Date: 2008-11-11 20:42:03
Spitting in the Wind
Bloomberg suspects that the latest move in Washington's flailing efforts to save a drowning economy, the $200 billion to stimulate consumer lending in the form of car loans and credit cards ... of it is going to go for refinancing sound mortgages at lower rates. Since the tax incentives have not lured new [more...]
Date: 2008-11-27 14:44:00
Looking for the Best Mortgage?
Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage--whether it’s a home purchase, a refinancing, or a home equity loan--is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs [more...]
Date: 2008-11-19 02:19:42
Odds and Ends
So my local grocery store (Giant) has occasionally been sending out these special coupons that triple coupons up to $.99 ... "good"-ish news, we paid off our other car yesterday! We've been socking away the dough the past few ... that even refinancing right now would cost us most of that fund...we began looking for other possible [more...]
Date: 2009-02-19 20:23:00
UK car parts firm jobs threatened
The UK arm of leading European car parts business, Wagon Automotive, looks likely to go into administration.A last-minute bank refinancing deal to tide it over the next few months is understood ... Europe, (around 500 in the UK) has struggled because of the slump in the car market. Several [more...]
Date: 2008-12-08 09:06:00
Builders Now Getting Screwed By Banks; Obama Must Deal With Plight Of Home Owners and Builders At Same Time
We are officially in the age of Obama now ... will be a strong supporter, now that he is President, of bankruptcy reform to allow for the refinancing of existing ... in the chips. “They treated me like a deadbeat who missed his car payment. They wanted their money now,” [more...]
Date: 2009-01-21 16:05:26
Stop Calling Me!
Even though I signed-up for the National No Call Registry right after my phone was installed, and have since re-added my name to the list at least twice, I still get at least 2-3 calls a week about "refinancing my auto loan" (I have never even had an auto loan and sold my car like three [more...]
Date: 2008-09-18 13:30:00
UK car parts firm jobs threatened
The UK arm of leading European car parts business, Wagon Automotive, looks likely to go into administration. A last-minute bank refinancing deal to tide it over the next few months is understood ... across Europe, (around 500 in the UK) has struggled because of the slump in the car market. Several [more...]
Date: 2008-12-08 09:05:43
SYMANTEC warns Spammer will cash in on economic crisis
As The Angry Manileno rants about karma and car accidents, I'm going to bark at another tree and take issue with spam ... mortgage or refinancing."Expect to see an increase in scams that prey on people who have had homes [more...]
Date: 2008-12-30 23:06:00
Deripaska Abandons Magna Stake
Back in August, 2007, we were doing quite a lot of blogging about the shareholding arrangement between the large Canadian auto parts manufacturer and ... in Magna International, the Canadian car parts maker, to creditors. Mr Deripaska had faced margin ... has won a preliminary agreement to raise partial refinancing for the loan, three people close [more...]
Date: 2008-10-04 22:01:15
Hold to Maturity
Hold to Maturity I spent today listening to the hearings on the bail out. There are quotes sprinkled in this story ... about refinancing everything you own, now, and in the future. You’ll be buying a bunch of assets called ... everything. The car will go, and your house will have to be sold and that “action is urgently [more...]
Date: 2008-09-23 22:03:54
off again, on again
I sort of completely fell off the resolution wagon yesterday. My poor sick baby would. not. sleep. He woke up way too early in the morning ( ... of some refinancing paperwork, and you have a day where I managed to do the absolute necessities. Grrrr.Anyways. Noah fell asleep in the car on the way home from the credit union and Papa managed to carry [more...]
Date: 2009-01-07 15:04:00
Commercial developers lining up at the bailout window
Good Monday morning - I don't know how many people are reading out there, given the fact we're now squarely in the holiday season ... the market for car loans, student loans and credit-card debt. This money is intended to go directly to help ... Analytics LCC, $530 billion of commercial mortgages will be coming due for refinancing in the next three [more...]
Date: 2008-12-22 13:14:00
Twitter Updates for 2009-01-07
Waiting for car pool. Need to stop at Lamar’s for doughnuts for the office. # Bavarian cream filled Lamar’s bar is so good ... for our refinancing. # Powered by Twitter Tools. Copyright © 2009 Ladewig.com. This Feed [more...]
Date: 2009-01-08 05:59:59
the damage done
Whoa is me, I'm so miserable and suffering so much ... nothing seems to be working; I think I'll buy a best-seller or get a prescription ... so we can be happy.We think about refinancing our mortgages to honor our bank commitments; we can't sleep at night thinking of schemes to shuffle our credit card debts to repay our student loans- and buy a new car [more...]
Date: 2008-08-17 06:06:00
BMW eyes German bailout fund
With all the recent news about BMW’s financial problems, slower sales, concepts cancellations and workforce layoffs, ... Eichiner said used car values in Europe “significantly worsened in the third quarter – mainly in the UK but also in Germany”. BMW’s finance arm also suffers from higher refinancing costs in the wake [more...]
Date: 2008-11-09 03:17:11
Making Home Affordable
Can you be helped by the President’s “Making Home Affordable” plan which is designed to help distressed homeowners refinance or modify their ... a Down Payment IO, IO, So Off to Work I Go Cash-out Refi = 30 Year Car Loan!? Home Buyers ... : Is your home your primary residence ? Do you have a Fannie Mae or Freddie Mac loan [more...]
Date: 2009-03-06 03:23:03
Police Warn Arlingtonians of Scams
The Arlington County Police Department's First District is experiencing a rash of fraud cases and identity theft ... of water, or claiming that their car ran out of gas and they need a few dollars, ACPD has reported ... looking for work or offering to repair driveways, landscaping, roofs and mortgage refinancing [more...]
Date: 2009-02-23 15:30:00
The President's Housing Plan
Text as posted for delivery: I’m here today to talk about a crisis unlike any we’ve ever known — but one that you know very well here in Mesa, and throughout the Valley. In Phoenix and its surrounding suburbs, the American Dream is being tested by a home mortgage crisis that not only threatens the stability of our economy but also the stability [more...]
Date: 2009-02-18 18:17:00
$75 billion in mortgage relief: Obama's new "Homeowner Affordability and Stability Plan" as outlined on their blog
Wednesday, February 18th, 2009 at 9:36 am Help for homeowners The President’s strategy for economic recovery is a stool with several legs, ... to refinance into a 30 or 15 year, fixed rate loan. Through the program, Fannie Mae and Freddie Mac ... , like, Am I eligible for assistance? Might I be able to modify my loan? When do I apply? We've put [more...]
Date: 2009-02-18 17:12:00
Get 2 It
Howdy one and all. I'm not sure why but it always seems that I have good intentions of posting but I manage to sluff it off and then it comes down to the wire and I have to scramble. I'm honestly not a procrastinator, but it's all about priorities. So this week has been HELL WEEK since I was by myself for 2 yep count 'em 2 whole days [more...]
Date: 2009-02-16 01:55:00
Tips a Home Owner Should Know Before Refinancing
by katie George Mounting debt has many homeowners considering refinancing their mortgage for the purpose of cashing out the equity to consolidate ... refinance as a way to pay for a vacation unless it will be your last, a new car or a boat. A good ... professionals or lending institutions will loan [more...]
Date: 2008-12-29 22:15:15
Financial Forecast for 2009, Considering Resource Limitations
In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans ... from ordinary citizens support the businesses and governments that have loans higher up on the "tower [more...]
Date: 2009-01-06 15:10:32
What to Do About Bad Loans
When I worked as a loan collector at a bank, we would regularly see information about every loan in the account range to which we were assigned ... the Corvette and paid the entire sales price on the loan. But the car had lost more value ... lark with the sports car had exacted a very steep price from this young person. Not only [more...]
Date: 2009-02-20 00:31:00
Response to commenters Ya'll are so sweet for the advice and good wishes. Putting a portable DVD player on the wishlist! We had one.. ... and gassing up the car on credit lately, no joke. :( Hoping to refinance the house before January... Maybe ... , and he loves it,) and the news on the home refinancing front makes me so optimistic for the near future's [more...]
Date: 2008-12-05 02:49:05
Home plan incoming
The Obama homeowner plan will be unveiled today. Per the leaks, it's likely to contain substantial help for homeowners in trouble, ... Plan includes measures to allow homeowners to refinance into loans with cheaper payments, according ... . If the lender reaches an at-risk homeowner before they miss a payment and modifies their loan [more...]
Date: 2009-02-05 03:08:05
Back to Basics: Food, clothing, shelter
We may think that we need a lot of things. We may think we need cable TV, our morning coffee and bagel, a couple of pints at the pub each Friday, or a really big house with a mortgage that the lender had to “make work for our income.” These aren’t really needs when we get down to it, of course. They’re wants [more...]
Date: 2008-11-27 20:58:17
I Still Have No Sympathy
The more I read about the bailout and all those begging for their share of it, the less sympathetic I become towards those people ... the interest rates dropped and we refinanced. our mortgage dropped about $100 a month and we were ... the home is worth. Do these people realize that when they buy a new car, they are upside down [more...]
Date: 2009-02-26 13:22:00
On Finding it Impossible to relax...
I don't know if this is common or not, but when I have prolonged time off work, I find it nearly impossible to relax ... refinancing stuff I heard on the radio, so I spent that time doing amortizations on our loan and seeing ... this last week of the year is my buy-a-car, refi-a-loan, change-401k-investments fever week [more...]
Date: 2008-12-27 16:03:00
Making Home Affordable Plan Expected to Help 4-5 Million Homeowners Refinance
New stimulus logo The full details of President Obama’s Homeowner Affordability and Stability Plan — now being referred to as ” Making Home ... . Who Qualifies: In short: If the home you want to refinance is your primary residence, The loan on your home is controlled by Fannie Mae or Freddie Mac (it must be a conforming loan — [more...]
Date: 2009-03-04 20:15:11
Gates of Vienna News Feed 10/7/2008
The news feed is being published early tonight because both Dymphna and I are leaving and will be out until very late. Tomorrow night we’ll return to the normal schedule.USACongress Opens Hearings on Financial MeltdownJihad Still Threatens United StatesOlice Detonate Suspicious Backpack at MosqueProphet Bride Novel Published in US Europe and the [more...]
Date: 2008-10-08 00:05:00
Bad Credit Automobile Financing
Many people have utilized the World Wide Web in recent years and have found that they are able to obtain new and used car financing for far better ... for credit issues, they can always apply for online low interest rate car loans as the internet auto loan ... after a long day, looking for the best car loan isn't exactly at the top of their list. [more...]
Date: 2009-02-26 04:47:09
Car Sharing and Saving in a Tough Economy
By John Addison. American’s rise to tough challenges. This recession is hitting people hard ... on 15,000 miles of driving. Depreciation is part of that cost. Anyone who has bought a car for $20,000 ... or suburbs, household size, number of kids, type of work, and feasibility of car sharing . A friend [more...]
Date: 2009-02-25 22:47:00
Saving homes
Obama Unveils $75 Billion Plan to Fight Home Foreclosures MESA, Ariz ... loan payments on time, but are paying high interest rates and would otherwise not be able to refinance ... . — President Obama pledged on Wednesday to help as many as 9 million American homeowners refinance [more...]
Date: 2009-02-18 21:12:27
Numbers, Signs of the Times, Misc
Tuesday morning is garbage day for us. (Maybe we need a new name for it, something more hopeful, positive.) As I was getting into my car to drive into work that day this week, I noticed something I haven't ... this one. I was in my car, turning the key, and decided to practice tuning into my impulses [more...]
Date: 2009-02-26 05:28:00
Mortgage Help for Homeowners
mortgage help Considering mortgage refinancing this year? Worried about paying too much or taking out the wrong type of loan when refinancing? ... home loan. There is mortgage help for homeowners that will allow you to refinance without paying ... to refinance your home mortgage loan? I’ll get to that in a minute but first I’ll tell you who it’ [more...]
Date: 2009-01-31 20:22:26
